Laura Jewett

Laura Jewett

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$1,195,000

($203,618 down)
VA

1523 Copperberry Way, Santa Maria, CA 93455

3
3
2,031 sqft
PITI Monthly
$8,063.7 /mo

Listing courtesy of: Alison Haupt, Home & Ranch Sotheby's Intl

Assumed Rate

6.78%
7.15%

Principal & Interest

$6,519 /mo
$6,768 /mo

What's Special

GATED COMMUNITY
SPACIOUS
MODERN
HIGH-END FINISHES
LUXURY
SOAKING TUB
SEPARATE SHOWER
CLUBHOUSE
CUL-DE-SAC

Nestled within the highly coveted gated community of The Groves at Rice Ranch, this stunning 3-bedroom, 3-bathroom single-level home offers the perfect blend of elegance, comfort, and natural beauty. Designed with an open floor plan and high-end finishes throughout, this residence provides a sophisticated and modern living experience. The spacious primary suite serves as a private retreat, featuring a spa-like bathroom with an oversized soaking tub, separate shower, and large windows that fill the space with natural light. Enjoy the best of California’s Central Coast with nearby hiking trails, Orcutt Community Park, and exclusive access to the Summit Club, a premier luxury clubhouse offering a pool, spa, pickleball courts, and more. Additional highlights include an oversized garage, providing ample storage or potential for conversion into a fourth bedroom, home gym, or bonus room. Situated on a private cul-de-sac, this home is a rare opportunity to own in The Groves, one of the most sought-after neighborhoods.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.78
Remaining Loan Term
29 years, 0 months
Monthly PITI
$8,063.7/mo
Estimated Loan Balance
$994,104
Cash to close
$203,618
Interest Paid
$67,610

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Foothills, Hiking, Mountainous, Sidewalks, Valley, Gated, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Kristen Ontiveros
  • HOA Amenities: Unknown
  • HOA Fee: $256.46
  • HOA Frequency: $Monthly
Location
  • Region: Santa Maria

Financial Details

  • Price per Sqft: $588.38
  • Tax Annual Amount: $14937.5
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $203,618 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $203,618!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$991,382
Your Cash$203,618
Total Purchase Price:$1,195,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$6,519/mo
Traditional @ 7.5%
$7,020/mo
You save $501/month ($6,011/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS25059507

Listing From:

Last updated: 2025-04-03T23:19:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$6,519 /mo
$6,768 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $203,618 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $203,618!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$991,382
Your Cash$203,618
Total Purchase Price:$1,195,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$6,519/mo
Traditional @ 7.5%
$7,020/mo
You save $501/month ($6,011/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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