Laura Jewett

Laura Jewett

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$445,000

($137,933 down)
FHA

15223 Sapphire Place, Victorville, CA 92394

4
2
1,757 sqft
PITI Monthly
$2,255.52 /mo

Listing courtesy of: ROCIO PORTILLO, CASTLE REALTORS, PC

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,400 /mo
$2,255 /mo

What's Special

LOCATION
MINUTES AWAY
SHOPPING
SPACIOUS
FIREPLACE
CUL-DE-SAC
CHARMING
EFFICIENT
SOLAR PANELS

SELLER OFFERING $10,000 TOWARDS BUYERS CLOSING COSTS. 3.25% INTEREST RATE ASSUMABLE. Nestled in a peaceful cul-de-sac, this beautiful home offers the perfect blend of comfort and convenience. With paid-off solar panels, you’ll enjoy energy savings while living in a bright and welcoming space. Featuring a versatile den you can make into a 5th bedroom, a spacious living room and family room with fireplace and ample natural light throughout, this home is ideal for both relaxation and entertaining. The well-appointed kitchen and thoughtfully designed floor plan make it easy to create lasting memories with family and friends. Enjoy the tranquility of the cul-de-sac location while being just minutes away from WinCo, Roy Rogers Shopping Center, Home depot, Costco, restaurants, stores, schools, and the I-15 freeway, this home provides easy access to everything you need. Don’t miss the chance to make this energy-efficient, charming home your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,255.52/mo
Estimated Loan Balance
$308,348
Cash to close
$137,933
Interest Paid
$35,597

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: WroughtIron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $253.27
  • Tax Annual Amount: $5562.5
  • On Market Date: 2025-03-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,933 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $137,933!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$307,067
Your Cash$137,933
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,400/mo
Traditional @ 7.5%
$2,339/mo
You save $939/month ($11,262/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25049252

Listing From:

Last updated: 2025-03-24T19:48:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,400 /mo
$2,255 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,933 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $137,933!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$307,067
Your Cash$137,933
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,400/mo
Traditional @ 7.5%
$2,339/mo
You save $939/month ($11,262/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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