Laura Jewett

Laura Jewett

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$599,000

($49,081 down)
FHA

151 N Whipple Street, Fort Bragg, CA 95437

3
3
1,452 sqft
PITI Monthly
$4,661.39 /mo

Listing courtesy of: Dale Simpson, Mendo Sotheby's International Realty, Fort Bragg Branch

Assumed Rate

6.78%
7.15%

Principal & Interest

$3,616 /mo
$3,754 /mo

What's Special

DECK
COZY

This home has much to offer. Three bedrooms, 2 and 1/2 bath with ocean view from the upstairs. Features include dual glazed windows. Ample sized backyard including a Tuff Shed with garage door off the alley making it good for one small car. Main house has an attached two-car garage. Newer tasteful updates in bathrooms and kitchen. Propane forced air heat with pellet stove backup keeps everything warm and cozy. A wooden deck overlooks the backyard with newly planted fruit trees making for a jump start for your dream garden.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.78
Remaining Loan Term
29 years, 0 months
Monthly PITI
$4,661.39/mo
Estimated Loan Balance
$550,426
Cash to close
$49,081
Interest Paid
$37,503

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, Propane, PelletStove
Features
  • Materials: Drywall, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: PelletStove
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom
Materials
  • Drywall, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Fishing, Golf, Hiking, Park, StormDrains, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Fort Bragg

Financial Details

  • Price per Sqft: $412.53
  • Tax Annual Amount: $7487.5
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $49,081 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $49,081!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$549,919
Your Cash$49,081
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$3,616/mo
Traditional @ 7.5%
$3,894/mo
You save $278/month ($3,334/year)

*Secondary financing rates are an estimated value based on input

MLS ID: C1-10934

Listing From:

Last updated: 2025-04-03T12:22:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$3,616 /mo
$3,754 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,081 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $49,081!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$549,919
Your Cash$49,081
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$3,616/mo
Traditional @ 7.5%
$3,894/mo
You save $278/month ($3,334/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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