Laura Jewett

Laura Jewett

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Closed

$799,999

($0 down)*
FHA

Potential short sale please verify with your agent.

15189 Century Oak Road, Salinas, CA 93907

4
3
2,026 sqft
PITI Monthly
$6,972.43 /mo

Listing courtesy of: Michele Whitehead - Samples, eXp Realty of California Inc

Assumed Rate

2.77%
7.15%

Principal & Interest

$5,049 /mo
$8,332 /mo

What's Special

SPACIOUS
NO HOA

Great Opportunity in Oak Hills on a corner Lot with beautiful views , Privacy, workshop/Rv garage and Room to Breathe! Inside Needs TlC and sweat equity but ; Recently painted exterior , newer roof,single-story with 4 spacious bedrooms and 2.5 bathrooms, perfect for families or those seeking extra room to grow. Set on a lovely lot with a generous front yard, this property offers both comfort and outdoor space for relaxation or play. One of the standout features is the impressive steel metal workshop/ rv garage, complete with roll-up doors and electricity, ensuring you have all the space and tools you need for any project. With its own separate gated entrance, this workshop provides privacy and accessibility for all your creative endeavors. Enjoy the freedom of no HOA restrictions while living in this welcoming community. Don't miss this unique opportunity to own a versatile property that combines opportunity with ample space for your hobbies. Schedule a viewing today and envision the possibilities!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
26 years, 8 months
Monthly PITI
$6,972.43/mo
Estimated Loan Balance
$547,860
Cash to close
$0
Interest Paid
$109,816

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Bolsa Nueva
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Salinas

Financial Details

  • Price per Sqft: $394.87
  • Tax Annual Amount: $9999.99
  • On Market Date: 2024-12-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$799,999
Your Cash$0
Total Purchase Price:$799,999

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$5,049/mo
Traditional @ 7.5%
$8,642/mo
You save $3,593/month ($43,118/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81987998

Listing From:

Last updated: 2025-03-26T23:13:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$5,049 /mo
$8,332 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $0 (0%)
You can enter any amount below - secondary financing will cover the difference if needed.
0%
$

You cover the entire equity of $0!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$799,999
Your Cash$0
Total Purchase Price:$799,999

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$5,049/mo
Traditional @ 7.5%
$8,642/mo
You save $3,593/month ($43,118/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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