Laura Jewett

Laura Jewett

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Closed

$315,000

($207,853 down)
FHA

15076 Ridge Road, Sterling, CO 80751

5
2
1,564 sqft
PITI Monthly
$969.99 /mo

Listing courtesy of: Julie Lenox, Lenox Realty LLC

Assumed Rate

4.43%
7.15%

Principal & Interest

$681 /mo
$915 /mo

What's Special

LOCATION
SPACIOUS
LUXURY
OUTDOOR LIVING SPACE
PATIO
CHARMING

THE PRICE IS RIGHT & LOCATION EXCEPTIONAL! Discover the perfect blend of comfort & convenience just 3 miles north of Sterling! This charming 5-bedroom, 2-bathroom home is your ideal retreat, offering a spacious patio, garden space, and play area in the backyard. Recent upgrades include luxury vinyl flooring throughout the main level and fresh interior paint along with a stucco exterior and new roof in 2020. The eat-in kitchen features stainless appliances, including a gas stove, perfect for culinary enthusiasts. The primary bedroom boasts a half bath and two closets, ensuring ample storage. Main level laundry adds to the convenience. In the basement, a generously sized family room awaits, along with two non-conforming bedrooms. A bonus unfinished flex room and storage area provide potential for customization. Essential utilities like the well's pressure tank and furnace are neatly housed here. Additionally, a detached garage w/ new overhead door installed in '22 serves as versatile outdoor living space, adapting to your lifestyle needs. Don't miss this opportunity to make this home yours - schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.43
Remaining Loan Term
18 years, 11 months
Monthly PITI
$969.99/mo
Estimated Loan Balance
$107,431
Cash to close
$207,853
Interest Paid
$59,604

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Fenced, Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Skyline Heights 2nd Filing
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Sterling

Financial Details

  • Price per Sqft: $201.41
  • Tax Annual Amount: $517
  • On Market Date: 2024-07-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $207,853 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $207,853!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.43% Sellers Rate
$107,147
Your Cash:$207,853
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 4.43%
$681/mo
Traditional @ 7.5%
$949/mo
You save $268/month ($3,220/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1013786

Listing From: recolorado

Last updated: 2024-10-01T18:10:23.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.43%
7.15%

Principal & Interest

$681 /mo
$915 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $207,853 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $207,853!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.43% Sellers Rate
$107,147
Your Cash:$207,853
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 4.43%
$681/mo
Traditional @ 7.5%
$949/mo
You save $268/month ($3,220/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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