Laura Jewett

Laura Jewett

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$440,000

($160,628 down)
FHA

14998 Henderson Street, Adelanto, CA 92301

4
3
2,227 sqft
PITI Monthly
$2,121.47 /mo

Listing courtesy of: LAURA BONILLA, EXCELLENCE REAL ESTATE HD

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,286 /mo
$2,089 /mo

What's Special

SPACIOUS
MODERN
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB
HOME OFFICE

Welcome to this beautiful 2-story home in the heart of Adelanto! Offering 2,227 sqft of living space, this spacious 4-bedroom, 3-bathroom home is perfect for families of all sizes. As you enter, you'll find a convenient downstairs bedroom and full bathroom—ideal for a mother-in-law suite or guest room. To the left, a bright and open living area flows seamlessly into a modern kitchen, featuring a central island, ample cabinet space, and a bonus room perfect for a home office or playroom. The laundry room provides easy access to the attached garage. Upstairs, you'll discover two well-sized bedrooms, a full bathroom, and a luxurious master suite. The expansive master bedroom boasts a walk-in closet and a private ensuite bathroom complete with a soaking tub, stand-up shower, and dual vanities. Step outside to a generous backyard, offering plenty of space to entertain and a jungle gym for the kids to enjoy.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,121.47/mo
Estimated Loan Balance
$280,593
Cash to close
$160,628
Interest Paid
$37,608

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Adelanto

Financial Details

  • Price per Sqft: $197.58
  • Tax Annual Amount: $5500
  • On Market Date: 2025-03-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,628 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $160,628!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$279,372
Your Cash$160,628
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,286/mo
Traditional @ 7.5%
$2,167/mo
You save $881/month ($10,574/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25046702

Listing From:

Last updated: 2025-03-28T19:49:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,286 /mo
$2,089 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,628 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $160,628!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$279,372
Your Cash$160,628
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,286/mo
Traditional @ 7.5%
$2,167/mo
You save $881/month ($10,574/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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