Laura Jewett

Laura Jewett

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$469,000

($244,095 down)
VA

14960 W COTTONWOOD Street, Surprise, AZ 85374

3
2
2,095 sqft
PITI Monthly
$1,407.89 /mo

Listing courtesy of: Susan Nachtigall, West USA Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,082 /mo
$1,683 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
MASTER SUITE
SEPARATE SHOWER
PATIO
COMMUNITY POOL

Stunning home in the Orchards community. This home is situated on a large lot! Home features 3 bedrooms, plus den, 2 car garage and pool. Spacious kitchen features new appliances, including refrigerator and tons of cabinets and pantry. A two sided fireplace can be enjoyed from both living/dining room and family room. Massive master suite has French doors to pool, bay window, open bathroom with double sinks, separate shower and garden tub. Secondary rooms have plenty of space also. Tile floors throughout, tons of cabinets in laundry and garage for storage and much more. Backyard is a paradise w/ covered patio and pool. This home is located near the Surprise recreation center which has spring training, community pool, parks, and tennis/pickle ball courts. Furniture can convey with home

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,407.89/mo
Estimated Loan Balance
$225,855
Cash to close
$244,095
Interest Paid
$36,383

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Two Way Fireplace, Gas
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Beezer Homes

Community & HOA

Community
  • Subdivision: ORCHARDS PARCEL 5
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Surprise Orchards
  • HOA Amenities: Unknown
  • HOA Fee: $192.5
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $223.87
  • Tax Annual Amount: $1911
  • On Market Date: 2025-02-04T20:20:08.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $244,095 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $244,095!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$224,905
Your Cash:$244,095
Total Purchase Price:$469,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,082/mo
Traditional @ 7.5%
$1,746/mo
You save $664/month ($7,970/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6815362

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-26T21:51:47.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,082 /mo
$1,683 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $244,095 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $244,095!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$224,905
Your Cash:$244,095
Total Purchase Price:$469,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,082/mo
Traditional @ 7.5%
$1,746/mo
You save $664/month ($7,970/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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