Laura Jewett

Laura Jewett

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Closed

$520,000

($121,490 down)
FHA

1495 E Black Diamond Drive, Gilbert, AZ 85296

3
2
1,724 sqft
PITI Monthly
$2,904.17 /mo

Listing courtesy of: Racquel Miller, Russ Lyon Sotheby's International Realty

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,305 /mo
$2,770 /mo

What's Special

SERENE
ENTERTAINMENT
DINING
GRANITE COUNTERTOPS
PATIO
CHARMING

Presenting this charming residence nestled on a prime golf course lot in the highly desirable Western Skies Estates offering picturesque views. Enjoy unmatched privacy with only one neighbor to the east. The home boasts high ceilings, separate family and dining room, neutral palette flooding the space with natural light. The eat-in kitchen, featuring granite countertops, large island, breakfast bar and updated finishes, flows seamlessly into the family room—perfect for daily living and entertaining. Step outside to a serene backyard oasis with a pool, built-in BBQ, and covered patio. Minutes from San Tan Village Mall, restaurants, entertainment and top-rated Gilbert schools, this home is ideal for full-time residents or a lock-and-leave lifestyle. Don't miss out on this rare gem!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$2,904.17/mo
Estimated Loan Balance
$399,017
Cash to close
$121,490
Interest Paid
$56,308

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1996
Details
  • Builder: Pinnacle Builders

Community & HOA

Community
  • Subdivision: WESTERN SKIES ESTATES
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Western Skies
  • HOA Amenities: Unknown
  • HOA Fee: $135
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $301.62
  • Tax Annual Amount: $1703
  • On Market Date: 2024-09-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $121,490 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $121,490!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$398,510
Your Cash$121,490
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,305/mo
Traditional @ 7.5%
$2,873/mo
You save $568/month ($6,812/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6759186

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-07T14:35:09.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,305 /mo
$2,770 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,490 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $121,490!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$398,510
Your Cash$121,490
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,305/mo
Traditional @ 7.5%
$2,873/mo
You save $568/month ($6,812/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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