Laura Jewett

Laura Jewett

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Closed

$949,999

($473,636 down)
VA

1493 Lily Avenue, El Cajon, CA 92021

5
3
2,794 sqft
PITI Monthly
$4,037.64 /mo

Listing courtesy of: Elizabeth Robitzsch, Magellan Capital Group & Assoc

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,805 /mo
$3,330 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
MASTER SUITE
PRIVATE BACKYARD
CHARMING
COZY
MOTIVATED SELLER

Owner Financing, Lease option terms, Veteran to Veteran assumable loan or temporary buydown options are available! MOTIVATED SELLER! Spacious 5-Bedroom, 3-Bath Home with Modern Upgrades and Sunroom! Discover this beautiful 2,794 sq. ft. home offering generous space, eco-friendly amenities, and charming extras perfect for family living and entertaining! Featuring 5 bedrooms and 3 full bathrooms, this home is designed to accommodate everyone with ease. Key highlights include a solar power system and a tankless water heater, ensuring energy efficiency and cost savings. The sun-drenched sunroom provides a relaxing retreat year-round, perfect for morning coffee, an art studio, or cozy family gatherings. With its open-concept layout, the kitchen flows into the spacious living area, making entertaining a breeze. Each bedroom offers ample closet space, and the master suite includes a private bathroom. Outside, enjoy a private backyard ideal for outdoor activities and summer barbecues. Conveniently located near schools, parks, and shopping, this home is ready to welcome you with comfort, sustainability, and style. Additional highlights include an additional parking area for RVs or extra vehicles, outdoor storage shed, fruit trees, and a comprehensive security system for peace of mind. Don't miss out on this exceptional property!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$4,037.64/mo
Estimated Loan Balance
$527,724
Cash to close
$473,636
Interest Paid
$71,285

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $340.01
  • Tax Annual Amount: $11875
  • On Market Date: 2025-01-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $473,636 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $473,636!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$476,363
Your Cash$473,636
Total Purchase Price:$949,999

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,805/mo
Traditional @ 7.5%
$3,454/mo
You save $648/month ($7,782/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500745

Listing From:

Last updated: 2025-03-27T19:20:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$2,805 /mo
$3,330 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $473,636 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $473,636!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$476,363
Your Cash$473,636
Total Purchase Price:$949,999

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$2,805/mo
Traditional @ 7.5%
$3,454/mo
You save $648/month ($7,782/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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