Laura Jewett

Laura Jewett

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Closed

$185,000

($90,581 down)
FHA

14908 Park Street, Clearlake, CA 95422

2
2
1,056 sqft
PITI Monthly
$703.32 /mo

Listing courtesy of: Joi Wright, NextHome Yvette Sloan

Assumed Rate

3.69%
7.15%

Principal & Interest

$479 /mo
$704 /mo

What's Special

SERENE
DINING
SPACIOUS
HOME OFFICE
AFFORDABLE
TURNKEY

"New Adjusted Price". Welcome to your lake getaway or investment property. Sweet 2 bedroom 2 bath turnkey home, within walking distance to the Lake. Master bedroom has a spacious walk in closet and attached bathroom, The kitchen and dining room are located next to the inside laundry room and a separate living room. The entire home is freshly painted, new laminate floors and ready to move into. There is a bonus building in the backyard that, with a little bit of finishing, could accommodate guest or become a home office. The whole property has a private and serene feel with a beautiful old oak tree, and is completely fenced in a combination of wood, wire, and chain-link with a entrance gate. If you are looking for a home that is ready to move into and an easy care yard at an affordable price, you have to come see this home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
24 years, 8 months
Monthly PITI
$703.32/mo
Estimated Loan Balance
$94,608
Cash to close
$90,581
Interest Paid
$19,475

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Clapboard, Hardboard
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: ManufacturedOnLand
  • Architectural Style: Cottage
Materials
  • Clapboard, Hardboard
  • Roof: Composition
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Fishing, Hiking, Lake, Park, Rural, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Clearlake

Financial Details

  • Price per Sqft: $175.19
  • Tax Annual Amount: $
  • On Market Date: 2024-07-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $90,581 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $90,581!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$94,419
Your Cash$90,581
Total Purchase Price:$185,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$479/mo
Traditional @ 7.5%
$731/mo
You save $251/month ($3,015/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC24142395

Listing From:

Last updated: 2025-01-14T02:09:38.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$479 /mo
$704 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,581 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $90,581!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$94,419
Your Cash$90,581
Total Purchase Price:$185,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$479/mo
Traditional @ 7.5%
$731/mo
You save $251/month ($3,015/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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