Laura Jewett

Laura Jewett

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Closed

$669,000

($384,005 down)
FHA

148 Viento Way, San Bernardino, CA 92404

5
5
2,132 sqft
PITI Monthly
$1,908.31 /mo

Listing courtesy of: Kristina Cumerida, MAINSTREET REALTORS

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,518 /mo
$2,130 /mo

What's Special

INVESTORS
SHOPPING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
MASTER SUITE
COZY

Welcome to this beautifully constructed 2023 home, thoughtfully designed to offer modern living with exceptional features. This multigenerational gem boasts a primary residence with 4 spacious bedrooms and 3.5 baths spread across 1,732 square feet. Step inside to discover a bright and airy family room that flows effortlessly into a stylish kitchen. The kitchen is a chef's dream with its gleaming stainless steel appliances, sleek white cabinets, and a large island complete with room for seating. Adjacent to the kitchen is a cozy nook by the window, ideal for a game table or breakfast area, making it perfect for entertaining. The convenience of having a master bedroom with a full bathroom on the first floor is ideal for guests or multigenerational living, along with a separate powder room for visitors. Upstairs, you'll find another master suite with a modern bathroom, two generously sized bedrooms, and a second upstairs bathroom. The laundry area is conveniently located on this floor and is equipped with washing machine and dryer connections. Enjoy the luxury and energy efficiency of endless hot water thanks to the included tankless water heaters. Additional upgrades include integrated sprinklers throughout the home, a feature not commonly found in older homes. The property also includes a 400-square-foot Accessory Dwelling Unit (ADU) located behind the primary residence. This self-contained unit features central air conditioning, a complete kitchen, a full bathroom, and an in-unit laundry area—perfect for adult family members seeking their own space or as a rental for extra income. The potential to personalize the landscaping with drought-resistant plants or lush greenery adds to the charm of this home. Located in a desirable neighborhood in North San Bernardino near California State University San Bernardino, shopping centers, and freeway access, this home is ideally suited for families or investors looking to attract tenants from CSUSB. Experience the perfect blend of comfort and modern living in this stunning new home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$1,908.31/mo
Estimated Loan Balance
$360,595
Cash to close
$384,005
Interest Paid
$69,942

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir, HighEfficiency
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: NewCondition, WroughtIron
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2023
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $313.79
  • Tax Annual Amount: $
  • On Market Date: 2024-08-22T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $384,005 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $384,005!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$284,995
Your Cash:$384,005
Total Purchase Price:$669,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,518/mo
Traditional @ 7.5%
$2,209/mo
You save $691/month ($8,292/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24167326

Listing From:

Last updated: 2024-12-10T17:25:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$1,518 /mo
$2,130 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $384,005 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $384,005!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$284,995
Your Cash:$384,005
Total Purchase Price:$669,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$1,518/mo
Traditional @ 7.5%
$2,209/mo
You save $691/month ($8,292/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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