Laura Jewett

Laura Jewett

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$645,000

($461,526 down)
FHA

14882 Miller Avenue, Gardena, CA 90249

2
1
837 sqft
PITI Monthly
$2,249.68 /mo

Listing courtesy of: Lauren Forbes, Compass

Assumed Rate

3.95%
7.15%

Principal & Interest

$1,228 /mo
$1,748 /mo

What's Special

CHARMING

FIRST SHOWING to be at the public open house Saturday, March 29th 1-4pm. Charming Home with Endless Possibilities in the Heart of Gardena – Just Minutes to the Beach! Nestled in the sought-after McCarthy neighborhood of Gardena, this delightful 2-bedroom, 1-bathroom home offers a fantastic opportunity to create your dream living space. With 837 sqft of interior space and a generous 5,000 sqft lot, the potential for renovation or expansion is limitless, including adding an ADU for extra income or living space. Whether you're an investor, flipper, or a homeowner eager to make your mark, this home is ready for transformation. The property is zoned GAR1 and is a trust sale, being sold as-is, with no credits or repairs, making it an ideal canvas to update, flip, or expand. Just 15 minutes from the pristine shores of Manhattan Beach, this home combines the best of suburban living with easy access to one of the most coveted coastlines in Southern California. Gardena has blossomed into a true foodie haven, with an exciting array of local restaurants and eateries that make this area one of the best places to dine in the South Bay. This is your chance to invest in a thriving neighborhood close to the beach and the foodie scene that Gardena offers. Don’t miss this incredible opportunity to bring your vision to life!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.95
Remaining Loan Term
17 years, 1 months
Monthly PITI
$2,249.68/mo
Estimated Loan Balance
$184,096
Cash to close
$461,526
Interest Paid
$114,417

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: WallFurnace
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1941
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Gardena

Financial Details

  • Price per Sqft: $770.61
  • Tax Annual Amount: $8062.5
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $461,526 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $461,526!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$183,474
Your Cash:$461,526
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$1,228/mo
Traditional @ 7.5%
$1,813/mo
You save $585/month ($7,019/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SB25064281

Listing From:

Last updated: 2025-04-02T20:27:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.95%
7.15%

Principal & Interest

$1,228 /mo
$1,748 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $461,526 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $461,526!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$183,474
Your Cash:$461,526
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$1,228/mo
Traditional @ 7.5%
$1,813/mo
You save $585/month ($7,019/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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