Laura Jewett

Laura Jewett

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$575,000

($154,433 down)
FHA

14877 N 145TH Drive, Surprise, AZ 85379

5
3
3,122 sqft
PITI Monthly
$3,046.02 /mo

Listing courtesy of: Janelle Duncan, 1st Class Real Estate & Associates

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,397 /mo
$2,941 /mo

What's Special

FRESH PAINT

SELLER OFFERING UP TO $14K FOR CLOSING COSTS OR RATE BUY DOWN! This gorgeous home has it all! 5 bedrooms, 2.5 baths, a nice loft, swimming pool, hot tub, huge yard, RV gate with cement pad (perfect for your boat or RV), fantastic kitchen with all the bells and whistles and 2 more living spaces! 0ver 3100 square feet to stretch out and enjoy! Kitchen has beautiful cabinets and granite, a touch faucet, cafe appliances, walk in pantry, huge island and built in wall ovens. Many things have just been refreshed before listing. Fresh paint and carpeting to name a couple. Huge, 3 car tandem garage with lots of room to tinker! Solar to keep your costs down! POOL TABLE AND FLAT SCREEN TV'S CONVEY WITH THE HOME WITH A GREAT OFFER. SELLER WILLING TO PAY CLOSING COSTS FOR THE BUYE

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,046.02/mo
Estimated Loan Balance
$421,132
Cash to close
$154,433
Interest Paid
$55,841

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Fulton Homes

Community & HOA

Community
  • Subdivision: ROYAL RANCH UNIT 2 PARCEL 5
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Royal Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $184.18
  • Tax Annual Amount: $2090
  • On Market Date: 2025-01-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,433 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $154,433!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$420,567
Your Cash$154,433
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,397/mo
Traditional @ 7.5%
$3,051/mo
You save $654/month ($7,851/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6807683

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T19:10:39.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,397 /mo
$2,941 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,433 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $154,433!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$420,567
Your Cash$154,433
Total Purchase Price:$575,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,397/mo
Traditional @ 7.5%
$3,051/mo
You save $654/month ($7,851/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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