Laura Jewett

Laura Jewett

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$975,000

($442,789 down)
VA

14850 N Hazy Swayze Lane, Prescott, AZ 86305

4
3
2,255 sqft
PITI Monthly
$2,924.05 /mo

Listing courtesy of: Angelina Warrington, Symmetry Realty Brokerage

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,395 /mo
$3,952 /mo

What's Special

SERENE
DINING
SPACIOUS
HIGH-END FINISHES
WALK-IN CLOSET
MASTER SUITE
PATIO

Discover this spacious Ranch Cottage with a large two car garage & highly sought after attached 1 bedroom casita, ideally situated on a private lot & Cul de sac. A beautiful wrap-around porch that leads to a large covered back yard patio with firepit & lush vegetation provides a serene backdrop. Inside, discover high-end finishes such as solid alder doors, new tile flooring, bronze fixtures, a large kitchen island with granite counters, and new stainless appliances. The interior has been freshly painted, adding a fresh & inviting touch. Master suite offers comfort & privacy, a custom bath with dual vanities, walk-in shower, & generous walk-in closet. Talking Rock is a gated private community for members only with 4 seasons of golf, on-site dining options & wellness focused amenities.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$2,924.05/mo
Estimated Loan Balance
$586,850
Cash to close
$442,789
Interest Paid
$64,472

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Propane
Features
  • Materials: Wood Frame, Stone
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Wood Frame, Stone
  • Roof: Composition
Condition
  • Year Built: 2006
Details
  • Builder: TDLC

Community & HOA

Community
  • Subdivision: Talking Rock
  • Features: Pickleball, Gated, Community Spa, Community Pool, Guarded Entry, Golf, Concierge, Tennis Court(s), Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Talking Rock Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $390
  • HOA Frequency: $Monthly
Location
  • Region: Prescott

Financial Details

  • Price per Sqft: $432.37
  • Tax Annual Amount: $3748
  • On Market Date: 2025-01-20T22:00:07.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $442,789 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $442,789!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$532,211
Your Cash$442,789
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,395/mo
Traditional @ 7.5%
$4,100/mo
You save $1,704/month ($20,454/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6808002

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-24T17:49:20.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$2,395 /mo
$3,952 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $442,789 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $442,789!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$532,211
Your Cash$442,789
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$2,395/mo
Traditional @ 7.5%
$4,100/mo
You save $1,704/month ($20,454/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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