Laura Jewett

Laura Jewett

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Closed

$450,000

($23,646 down)
VA

14849 W LAUREL Lane, Surprise, AZ 85379

4
3
2,285 sqft
PITI Monthly
$3,006.66 /mo

Listing courtesy of: David Trentin, Libertas Real Estate

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,747 /mo
$2,923 /mo

What's Special

OPEN CONCEPT
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES

** 5.75% ASSUMABLE QUICK CLOSE VA LOAN** DOWNSTAIRS GUEST BEDROOM ** GAS STOVE POSSIBLE! ** NORTH SOUTH FACING ** This 4 bedroom + MASSIVE Loft, Rancho Gabriela charmer is a Pinterest style board dream! Immaculately maintained, you will be greeted with low maintenance luxury quality turf in the north facing front yard which hosts one of many tall, mature Ficus trees that provide tons of shade to keep your home cool and your utility bills down all year round! Step inside to your open concept designer home hosting brand new interior paint and modern fixtures throughout! Your spacious kitchen with large pantry is adorned with gorgeous white cabinetry, sleek modern hardware, and matching stainless steel appliances! Downstairs bedroom is right next to the bathroom making it a perfect convenience for all your guests. Head upstairs to the HUGE loft! Growing your household? This floor plan angles the loft to add the option of a 5th bedroom (while maintaining ample loft space) with the simple installation of one wall with a door so your home can grow to accommodate your future! Upstairs laundry right off the primary suite is the chef's kiss allowing for quick and easy upkeep! The primary bedroom suite is expansive in size with the ability to host large furniture pieces without feeling crammed! The backyard is ready for your turf, sod or pool installation! Quotes and renderings for all, available by request!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$3,006.66/mo
Estimated Loan Balance
$427,611
Cash to close
$23,646
Interest Paid
$53,699

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Trend Homes

Community & HOA

Community
  • Subdivision: RANCHO GABRIELA PHASE 2
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Gabriela
  • HOA Amenities: Unknown
  • HOA Fee: $60
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $196.94
  • Tax Annual Amount: $1314
  • On Market Date: 2024-07-04T07:42:30.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $23,646 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $23,646!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$426,354
Your Cash$23,646
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,747/mo
Traditional @ 7.5%
$3,032/mo
You save $285/month ($3,422/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6706809

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-10-11T08:07:16.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,747 /mo
$2,923 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $23,646 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $23,646!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$426,354
Your Cash$23,646
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,747/mo
Traditional @ 7.5%
$3,032/mo
You save $285/month ($3,422/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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