Laura Jewett

Laura Jewett

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$430,000

($32,277 down)
FHA

14848 Deerfield Street, Victorville, CA 92394

4
2
2,168 sqft
PITI Monthly
$3,159.62 /mo

Listing courtesy of: ANTHONY HAULCY, THE ASSOCIATES REALTY GROUP

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,270 /mo
$2,785 /mo

What's Special

SHOPPING
ENTERTAINMENT
SPACIOUS
MODERN
WALK-IN CLOSET
MASTER SUITE
EFFICIENT

Stunning 4-Bed, 2-Bath Home with 4-Car Garage – Your Dream Home Awaits! This spacious 4-bedroom, 2-bathroom home, complete with a 4-car garage, is located in a peaceful neighborhood with NO MELLO-ROOS or HOA fees. Offering ample room for both car enthusiasts and large families, this property combines generous interior living space with abundant parking, making it perfect for family gatherings and entertaining. Updated just a few years ago, this home features numerous modern upgrades that you’ll notice immediately. With just a few minor repairs left to be done, this could be your forever home. The home offers two large bedrooms that could serve as "master suites." One of these bedrooms, while lacking an on-suite bathroom, is spacious enough to be divided into two separate rooms based on your needs and vision. The second "master" suite boasts a large walk-in closet and an updated, private master bathroom. Several energy-efficient windows have been installed throughout the home, and both bathrooms feature modern flooring, vanities, bathtubs, and tile – all updated within the last three years. The kitchen has also been beautifully upgraded with newer cabinets, quartz countertops, and GE appliances. Step outside to the expansive backyard, which feels as large as half a football field—ideal for pets, BBQs, and outdoor entertainment. There's even potential for RV parking! This backyard space offers endless possibilities for you to make it your own. With its spacious layout, updated features, and the convenience of a 4-car garage, this home is truly perfect for families. It's close to shopping, schools, and the freeway, offering the best of both convenience and comfort. This home is waiting for your personal touch to make it truly yours. Don’t miss out—schedule a visit today and see the potential for yourself! Home is a Short Sale (Subject to Bank Approval) All offers MUST be submitted online; please go to ssOffer.com for detailed instructions and to download REQUIRED Addenda

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,159.62/mo
Estimated Loan Balance
$416,044
Cash to close
$32,277
Interest Paid
$52,879

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, StreetLights
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $198.34
  • Tax Annual Amount: $5375
  • On Market Date: 2025-03-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $32,277 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $32,277!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$397,723
Your Cash$32,277
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,270/mo
Traditional @ 7.5%
$2,889/mo
You save $620/month ($7,435/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25046996

Listing From:

Last updated: 2025-03-06T14:58:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,270 /mo
$2,785 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $32,277 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $32,277!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$397,723
Your Cash$32,277
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,270/mo
Traditional @ 7.5%
$2,889/mo
You save $620/month ($7,435/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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