Laura Jewett

Laura Jewett

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Pending

$849,900

($241,628 down)
VA

147 K Street, Chula Vista, CA 91911

3
2
1,500 sqft
PITI Monthly
$3,810.32 /mo

Listing courtesy of: David Castillo, Reign West Collective

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,708 /mo
$4,458 /mo

What's Special

SPACIOUS
MODERN

Welcome to 147 K Street! Discover this delightful 3-bedroom, 2-bathroom home in the heart of West Chula Vista! With a perfect blend of modern updates and mid-century charm, this home offers both warmth and character. The spacious layout ensures comfort, while the gated front yard adds curb appeal and security. Step into the expansive backyard, complete with a pavilion—ideal for entertaining, relaxing, or even a future ADU addition. Conveniently located near top-rated schools and a local park, this home is perfect for families seeking both comfort and a welcoming community. Don’t miss this fantastic opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 6 months
Monthly PITI
$3,810.32/mo
Estimated Loan Balance
$610,851
Cash to close
$241,628
Interest Paid
$62,025

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Decorative
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $566.6
  • Tax Annual Amount: $10623.8
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $241,628 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $241,628!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$608,272
Your Cash$241,628
Total Purchase Price:$849,900

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,708/mo
Traditional @ 7.5%
$4,624/mo
You save $1,915/month ($22,986/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501605

Listing From:

Last updated: 2025-03-20T03:25:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,708 /mo
$4,458 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $241,628 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $241,628!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$608,272
Your Cash$241,628
Total Purchase Price:$849,900

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,708/mo
Traditional @ 7.5%
$4,624/mo
You save $1,915/month ($22,986/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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