Laura Jewett

Laura Jewett

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Closed

$415,000

($100,786 down)
FHA

1479 Winchester Way, Los Banos, CA 93635

3
2
1,265 sqft
PITI Monthly
$2,215.68 /mo

Listing courtesy of: Santiago Renteria, Aldina Real Estate,Inc.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,390 /mo
$2,321 /mo

What's Special

LOCATION
SPACIOUS
MODERN
CHARMING

Welcome to your dream home! Nestled in a charming and tranquil neighborhood, this beautifully maintained residence offers the perfect blend of comfort and convenience. With spacious living areas and an abundance of natural light, you'll feel right at home from the moment you step inside. This property boasts a fantastic location, just a short distance from two lovely city parks, providing plenty of opportunities for outdoor activities, picnics, and community events. Whether you're looking to relax or enjoy recreational activities, these nearby parks offer something for everyone. The inviting interior features modern finishes, a well-appointed kitchen, and generous bedrooms, perfect for family living or entertaining guests. The backyard is ideal for gatherings or simply unwinding after a long day. Don't miss your chance to own this gem in a desirable area of Los Banos! Schedule a viewing today and discover the lifestyle that awaits you at 1479 Winchester Way.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,215.68/mo
Estimated Loan Balance
$315,587
Cash to close
$100,786
Interest Paid
$35,914

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Los Banos

Financial Details

  • Price per Sqft: $328.06
  • Tax Annual Amount: $5187.5
  • On Market Date: 2024-11-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $100,786 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $100,786!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$314,214
Your Cash$100,786
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,390/mo
Traditional @ 7.5%
$2,408/mo
You save $1,017/month ($12,209/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81985896

Listing From:

Last updated: 2025-01-14T00:39:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,390 /mo
$2,321 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $100,786 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $100,786!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$314,214
Your Cash$100,786
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,390/mo
Traditional @ 7.5%
$2,408/mo
You save $1,017/month ($12,209/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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