Laura Jewett

Laura Jewett

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Closed

$420,000

($223,090 down)
FHA

14751 W COLUMBINE Drive, Surprise, AZ 85379

4
3
2,543 sqft
PITI Monthly
$1,559.23 /mo

Listing courtesy of: Francisca Tarin, Coldwell Banker Realty

Assumed Rate

4.2%
7.15%

Principal & Interest

$1,124 /mo
$1,552 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
WALK-IN CLOSET
PATIO
COZY

Nestled on a large corner lot next to a common area, this home offers privacy and generous outdoor space. Inside, you'll find neutral paint, elegant archways, tile flooring throughout, and abundant natural light. The flowing layout includes a formal living & dining room, plus an open-concept family room. The kitchen features built-in appliances, a pantry, track lighting, wood cabinetry, a center island, and sliding doors leading to the backyard. A cozy downstairs den and a versatile loft upstairs add extra functionality. The oversized main bedroom boasts a sitting room, a walk-in closet, and a full ensuite bath. The spacious backyard offers a built-in BBQ, covered & open patios, and room for a pool—perfect for creating your private oasis. Move-in ready and waiting for you!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.2
Remaining Loan Term
22 years, 1 months
Monthly PITI
$1,559.23/mo
Estimated Loan Balance
$229,358
Cash to close
$223,090
Interest Paid
$70,816

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: Trend Homes

Community & HOA

Community
  • Subdivision: RANCHO GABRIELA
  • Features: Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Gabriela
  • HOA Amenities: Unknown
  • HOA Fee: $58
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $165.16
  • Tax Annual Amount: $1475
  • On Market Date: 2024-09-05T04:10:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $223,090 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $223,090!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$196,910
Your Cash:$223,090
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$1,124/mo
Traditional @ 7.5%
$1,610/mo
You save $486/month ($5,833/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6752756

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-25T02:45:09.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.2%
7.15%

Principal & Interest

$1,124 /mo
$1,552 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $223,090 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $223,090!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$196,910
Your Cash:$223,090
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$1,124/mo
Traditional @ 7.5%
$1,610/mo
You save $486/month ($5,833/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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