Laura Jewett

Laura Jewett

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Closed

$429,000

($145,705 down)
FHA

1468 Almador Terrace, Atwater, CA 95301

4
3
1,890 sqft
PITI Monthly
$1,740.36 /mo

Listing courtesy of: Sheril Carmona, Tinetti Realty Group

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,369 /mo
$2,109 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
LUXURY
PATIO

BACK ON MARKET! Second chances don't always happen, however now is your chance at another look! Beautiful four bedroom, three bath, two story home, built in 2005, conveniently located near shopping, dining, golf course, and schools. This spacious home features tall ceilings and neutral color tones throughout, creating a bright and welcoming atmosphere. The main floor offers an nice living area that leads you into a beautiful kitchen/dining area, perfect for entertaining, and an updated kitchen space with modern finishes. Down stairs bathroom has been tastefully updated, adding a touch of luxury. Step outside to the covered back patio, ideal for relaxing or hosting outdoor gatherings. This home is move-in ready and combines comfort, style, and convenience for modern living. Don't miss your chance to schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,740.36/mo
Estimated Loan Balance
$301,602
Cash to close
$145,705
Interest Paid
$47,513

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StormDrains, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Atwater

Financial Details

  • Price per Sqft: $226.98
  • Tax Annual Amount: $
  • On Market Date: 2024-10-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $145,705 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $145,705!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$283,295
Your Cash$145,705
Total Purchase Price:$429,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,369/mo
Traditional @ 7.5%
$2,188/mo
You save $818/month ($9,820/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC24214653

Listing From:

Last updated: 2025-01-14T00:53:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,369 /mo
$2,109 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,705 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $145,705!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$283,295
Your Cash$145,705
Total Purchase Price:$429,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,369/mo
Traditional @ 7.5%
$2,188/mo
You save $818/month ($9,820/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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