Laura Jewett

Laura Jewett

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Closed

$299,900

($226,437 down)
FHA

1465 Bridge Street, Oroville, CA 95966

3
2
1,453 sqft
PITI Monthly
$1,008.37 /mo

Listing courtesy of: Cindy Peebles, eXp Realty of California Inc

Assumed Rate

3.53%
7.15%

Principal & Interest

$454 /mo
$680 /mo

What's Special

LOCATION
DINING
SPACIOUS
DECK
CHARMING

Welcome to this Charming 3-bedroom, 2-bathroom home located just minutes from downtown Oroville. The inviting interior and spacious design offers high ceilings, enhancing the open and airy feel throughout the living space. The kitchen has ample counter space, perfect for preparing meals and entertaining guests. There are two guest rooms and 1 full bath downstairs, and the larger bedroom upstairs with doors to a small deck area to sit and enjoy your morning coffee. 1 full bathroom upstairs. The detached one-car garage offers extra storage and parking convenience. Plus, you will enjoy the benefits of owned solar, reducing energy costs while living sustainably. Situated in a prime location, this home is within walking distance to Oroville High School, downtown Oroville's shops and dining, the Feather River Bathhouse, and the Fish Hatchery. Experience the perfect blend of comfort, convenience, and charm in this exceptional property. HVAC was new in 2021, Mini split in bedroom upstairs new in 2023, Solar is approximately 1 year old.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.53
Remaining Loan Term
18 years, 0 months
Monthly PITI
$1,008.37/mo
Estimated Loan Balance
$104,172
Cash to close
$226,437
Interest Paid
$37,154

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: SeeRemarks
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1910
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Golf, Hiking, Lake
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $206.4
  • Tax Annual Amount: $3748.75
  • On Market Date: 2024-12-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $226,437 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $226,437!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.53% Sellers Rate
$73,463
Your Cash:$226,437
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 3.53%
$454/mo
Traditional @ 7.5%
$706/mo
You save $252/month ($3,020/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR24249442

Listing From:

Last updated: 2025-03-22T04:45:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.53%
7.15%

Principal & Interest

$454 /mo
$680 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $226,437 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $226,437!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.53% Sellers Rate
$73,463
Your Cash:$226,437
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 3.53%
$454/mo
Traditional @ 7.5%
$706/mo
You save $252/month ($3,020/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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