Laura Jewett

Laura Jewett

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Closed

$650,000

($402,387 down)
VA

14635 W SPUR Drive, Surprise, AZ 85387

4
2
2,043 sqft
PITI Monthly
$1,431.64 /mo

Listing courtesy of: Debra Gasson, Century 21 Northwest

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,129 /mo
$1,790 /mo

What's Special

FIREPLACE
WALK-IN CLOSET
PATIO
MOUNTAIN VIEWS
COZY

Become the proud owner of this 4-bedroom, 2-bath home on an expansive 1-acre corner lot! The property boasts a 3-car attached garage complemented by a mature landscape. The living room features high ceilings, a neutral palette, log columns, durable tile flooring, and a cozy fireplace for warm evenings. The eat-in kitchen is equipped with granite counters, ample wood cabinetry with crown molding, recessed lighting, built-in appliances, a pantry, and a center island. Double doors lead to the main bedroom, offering direct backyard access, an ensuite with dual sinks, and a walk-in closet. The vast backyard showcases a covered patio, pristine artificial turf, and breathtaking mountain views. You'll also find a detached 8-car garage ideal for a workshop or secure parking. See it today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,431.64/mo
Estimated Loan Balance
$253,911
Cash to close
$402,387
Interest Paid
$30,674

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Built-Up
Parking
  • Garage: Yes
  • Garage Spaces: 11
  • Carport: Yes
  • Carport Spaces: 11
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: Shared Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Territorial/Santa Fe
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Built-Up
Condition
  • Year Built: 2004
Details
  • Builder: AJF Custom

Community & HOA

Community
  • Subdivision: NONE
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $318.16
  • Tax Annual Amount: $1635
  • On Market Date: 2024-07-04T08:19:29.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $402,387 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $402,387!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$247,613
Your Cash:$402,387
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,129/mo
Traditional @ 7.5%
$1,857/mo
You save $728/month ($8,734/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6709937

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-10T21:22:30.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,129 /mo
$1,790 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $402,387 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $402,387!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$247,613
Your Cash:$402,387
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,129/mo
Traditional @ 7.5%
$1,857/mo
You save $728/month ($8,734/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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