Laura Jewett

Laura Jewett

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Closed

$340,000

($126,836 down)
FHA

14618 Desert Rose Drive, Adelanto, CA 92301

2
2
1,064 sqft
PITI Monthly
$1,262.78 /mo

Listing courtesy of: Michelle Bracco, RELIANCE REAL ESTATE SERVICES

Assumed Rate

2.81%
7.15%

Principal & Interest

$949 /mo
$1,558 /mo

What's Special

DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
SAFE
CHARMING
COZY

Welcome to this beautifully updated and well-maintained home, where comfort and modern convenience come together seamlessly. This residence offers a blend of style and functionality. Enjoy a fresh, modern look with newly painted walls throughout the interior. The kitchen features sleek Formica countertops, stainless steel appliances including the refrigerator, a contemporary hood, and a newer garbage disposal. The open-concept dining room flows effortlessly into the spacious living room, complete with a cozy fireplace and a stylish mantle. Newer water-resistant, scratch-proof vinyl floors installed throughout, and plush carpeting added in the bedrooms, for durability and comfort. Ceiling fans are strategically placed throughout the home for year-round comfort to keep your energy costs down, and a NEST thermostat as well. Both the master and guest bathrooms have been thoughtfully updated with new vanities, sinks, and custom shelving. The bathrooms includes a tub/shower combo. The carpeted master bedroom boasts custom barn doors on the closet and an en-suite bathroom for added privacy. The guest bedroom features charming wainscoting that adds character to the space. The thoroughly thought out backyard features a new vinyl fence that offers privacy and a modern look, drought-tolerant landscaping that is low-maintenance and eco-friendly, artificial turf, a fire pit, an above-ground pool, and a children's play set that make it a perfect spot for relaxation and family fun. The garage has been drywalled for a clean, finished look. Laundry is in the garage. Dual-paned, shatterproof windows with blinds throughout for energy efficiency and safety. Most of the electrical outlets have been replaced throughout the home, enhancing safety and functionality. This home blends modern upgrades with practical features to create a welcoming and comfortable living environment. Don’t miss the opportunity to make this house your new home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,262.78/mo
Estimated Loan Balance
$214,508
Cash to close
$126,836
Interest Paid
$24,815

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Brick, Vinyl, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: AboveGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Adelanto

Financial Details

  • Price per Sqft: $319.55
  • Tax Annual Amount: $
  • On Market Date: 2024-08-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $126,836 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $126,836!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$213,164
Your Cash$126,836
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$949/mo
Traditional @ 7.5%
$1,617/mo
You save $667/month ($8,007/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24164784

Listing From:

Last updated: 2024-12-11T00:42:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$949 /mo
$1,558 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $126,836 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $126,836!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$213,164
Your Cash$126,836
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$949/mo
Traditional @ 7.5%
$1,617/mo
You save $667/month ($8,007/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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