Laura Jewett

Laura Jewett

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Closed

$1,100,000

($194,652 down)
FHA

145 San Fernando Avenue, Oxnard, CA 93035

2
1
938 sqft
PITI Monthly
$6,310.56 /mo

Listing courtesy of: Jedediah Maheu, MAISONRE

Assumed Rate

5.84%
7.15%

Principal & Interest

$5,440 /mo
$6,235 /mo

What's Special

PATIO
SPRINKLER SYSTEM
FAMILY-FRIENDLY
CHARMING

Your dream beach house, just a half block from Silver Strand Beach! A fun, family-friendly neighborhood, Silver Strand also happens to be one of the BEST SURF SPOTS on the Ventura County coastline! Are you looking for a beach home that you can enjoy while also making passive- income from the property? Amazing winter waves for surf and gentle summer waves for people who love the water. A licensed vacation rental, this 2 bedroom 1 bath cottage features new interior paint throughout (cabinets, closets,bedrooms,bathroom), updated plumbing, electrical and sprinkler system. All new kitchen appliances and lighting fixtures. New wood floors in the master bedroom and new ceiling fans in both. Enjoy the large family room that leads to an "eat-in" kitchen offering a door to the back yard for relaxing and BBQing! A permitted expansion in 1992 added approximately 98 square feet to the master bedroom and bathroom making them both larger than the average beach cottage. The front patio is sheltered from the prevailing northwesterly winds, giving you a beautiful, relaxing outdoor space to visit with friends and family or just enjoy a cup of coffee. The patio also features a peek-a-boo view of the ocean. This is a must see, charming home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.84
Remaining Loan Term
28 years, 0 months
Monthly PITI
$6,310.56/mo
Estimated Loan Balance
$907,401
Cash to close
$194,652
Interest Paid
$106,502

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: SpaceHeater, SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition, RolledHotMop
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: SeeRemarks
Materials
  • Stucco
  • Roof: Composition, RolledHotMop
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: WaterSports
HOA
  • Has HOA: No
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $1,172.71
  • Tax Annual Amount: $
  • On Market Date: 2024-10-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $194,652 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $194,652!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$905,348
Your Cash$194,652
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$5,440/mo
Traditional @ 7.5%
$6,467/mo
You save $1,027/month ($12,327/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 24449217

Listing From:

Last updated: 2024-12-05T19:56:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.84%
7.15%

Principal & Interest

$5,440 /mo
$6,235 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $194,652 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $194,652!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.84% Sellers Rate
$905,348
Your Cash$194,652
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 5.84%
$5,440/mo
Traditional @ 7.5%
$6,467/mo
You save $1,027/month ($12,327/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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