Laura Jewett

Laura Jewett

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Closed

$737,500

($558,286 down)
VA

14560 Spiritwood Loop, Elbert, CO 80106

3
2
2,212 sqft
PITI Monthly
$1,887.6 /mo

Listing courtesy of: Carrie Lukins, Sellstate Alliance Realty

Assumed Rate

2.18%
7.15%

Principal & Interest

$1,460 /mo
$2,032 /mo

What's Special

REMODELED
DINING
MODERN
LUXURY
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
BALCONY
LANDSCAPED
COZY

Step into the rustic elegance of this unique two-story home, where charm meets durability with its cement siding and securely fenced backyard. The expansive parking area offers ample space for vehicles and activities, while the 24'x32' converted barn/shop is ready for various uses. The exterior showcases thoughtful landscaping and functional beauty. Enjoy evenings on the front porch swings, illuminated by solar lights along the paver walkways. The large, fenced area is freshly mulched and landscaped, complemented by a sprinkler and drip system. A dedicated dog run ensures your pets have their own space. The home also boasts a newer roof and gutters for added peace of mind. Inside, modern convenience blends with rustic charm. The oversized laundry room is equipped with ample storage, making chores a breeze. The remodeled kitchen features knotty alder cabinets, granite countertops, a copper sink, and stainless steel appliances. The open-concept dining and living area is perfect for entertaining, with hardwood floors, vaulted ceilings, and a cozy wood-burning fireplace insert. The main level also includes two comfortable bedrooms near a full bathroom with modern fixtures, ideal for guests or family.Upstairs, the owner suite is a private retreat with hardwood floors, a romantic Juliet balcony, and an en-suite bath designed for relaxation. Additional features include built-in garage shelving, a horseshoe pit, a circular drive and powersetter awning. Extras like a freezer, beer fridge, and storage in the attached two-car garage enhance the home's appeal. Surrounded by an abundance of wildlife, this home offers a perfect blend of rustic charm and modern luxury, providing a sanctuary for those who appreciate both comfort and nature.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.18
Remaining Loan Term
11 years, 7 months
Monthly PITI
$1,887.6/mo
Estimated Loan Balance
$206,181
Cash to close
$558,286
Interest Paid
$15,078

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spirit Lakes
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Spirit Lakes Owners Association
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Annually
Location
  • Region: Elbert

Financial Details

  • Price per Sqft: $333.41
  • Tax Annual Amount: $2530
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $558,286 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $558,286!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$179,214
Your Cash:$558,286
Total Purchase Price:$737,500

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$1,460/mo
Traditional @ 7.5%
$2,079/mo
You save $619/month ($7,427/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3773942

Listing From: recolorado

Last updated: 2025-03-21T18:40:26.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.18%
7.15%

Principal & Interest

$1,460 /mo
$2,032 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $558,286 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $558,286!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$179,214
Your Cash:$558,286
Total Purchase Price:$737,500

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$1,460/mo
Traditional @ 7.5%
$2,079/mo
You save $619/month ($7,427/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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