Laura Jewett

Laura Jewett

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Under Contract

$380,000

($123,516 down)
VA

14518 W PORT ROYALE Lane, Surprise, AZ 85379

3
3
1,754 sqft
PITI Monthly
$1,466.01 /mo

Listing courtesy of: Dawn Randles, West USA Realty

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,198 /mo
$1,914 /mo

What's Special

FIREPLACE
WALK-IN CLOSET
PATIO
PRIVATE BACKYARD
COZY

Fantastic 3-bed, 2.5-bath home in Royal Ranch! Displaying a front porch, mature landscape, and a 2-car garage w/extended driveway. Be greeted by a formal living room paired with a fireplace, surround sound, and multi-sliding doors merging the inside/outside activities! Natural light filled the inviting interior, complemented by a neutral palette and new carpet throughout. The eat-in kitchen has SS appliances, granite counters, a pantry, a tile backsplash, recessed lighting, ample white cabinetry, and an island w/breakfast bar. Head upstairs to find a cozy loft, along with the well-appointed bedrooms! Large main bedroom has a full bathroom with dual sinks & a walk-in closet. Discover the private backyard with a covered patio, where you can relax or enjoy BBQ! Welcome home

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,466.01/mo
Estimated Loan Balance
$259,225
Cash to close
$123,516
Interest Paid
$37,329

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: Fulton Homes

Community & HOA

Community
  • Subdivision: ROYAL RANCH UNIT 2 PARCEL 7
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Royal Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $216.65
  • Tax Annual Amount: $1419
  • On Market Date: 2025-01-11T16:10:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,516 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $123,516!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$256,484
Your Cash$123,516
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,198/mo
Traditional @ 7.5%
$1,985/mo
You save $787/month ($9,450/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6803537

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-24T15:59:56.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$1,198 /mo
$1,914 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,516 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $123,516!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$256,484
Your Cash$123,516
Total Purchase Price:$380,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$1,198/mo
Traditional @ 7.5%
$1,985/mo
You save $787/month ($9,450/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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