Laura Jewett

Laura Jewett

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$345,000

($110,895 down)
FHA

1448 E PONCHO Lane, San Tan Valley, AZ 85143

3
2
1,554 sqft
PITI Monthly
$1,533.26 /mo

Listing courtesy of: Amy Miller, Real Broker

Assumed Rate

3.5%
7.15%

Principal & Interest

$1,124 /mo
$1,691 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
VAULTED CEILINGS
PATIO
CHARMING
COZY

FHA Loan. Primary Residence Buyers Only

*Back on market with ALL NEW FLOORING AND BASEBOARDS!!!* Welcome home to this charming 3-bedroom, 2-bathroom home with a 2-car garage and over 1,550 square feet , located in the sought-after Rancho Bella Vista community. The family room boasts vaulted ceilings, adding a spacious and airy feel to the living area while the split floorplan enhances privacy. Both bathrooms have undergone recent updates and provide a fresh, modern touch. All appliances are included and an assumable loan option is available. This home is close to shopping, dining, and hiking trails, and offers easy-care desert landscaping, a cozy front porch for relaxing and a large patio in the backyard, perfect for both play and entertaining. This home will make a great first, second or investment property. Don't miss it!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.5
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,533.26/mo
Estimated Loan Balance
$262,714
Cash to close
$110,895
Interest Paid
$35,038

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted, Stone
  • Roof: Tile
Condition
  • Year Built: 2007
Details
  • Builder: Meritage

Community & HOA

Community
  • Subdivision: RANCHO BELLA VISTA UNIT 2
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Bella Vista
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Quarterly
Location
  • Region: San Tan Valley

Financial Details

  • Price per Sqft: $222.01
  • Tax Annual Amount: $979
  • On Market Date: 2024-09-20T05:30:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $110,895 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $110,895!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$234,105
Your Cash$110,895
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$1,124/mo
Traditional @ 7.5%
$1,931/mo
You save $807/month ($9,686/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6759934

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T04:30:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.5%
7.15%

Principal & Interest

$1,124 /mo
$1,691 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $110,895 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $110,895!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$234,105
Your Cash$110,895
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$1,124/mo
Traditional @ 7.5%
$1,931/mo
You save $807/month ($9,686/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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