Laura Jewett

Laura Jewett

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Closed

$599,999

($87,660 down)
FHA

14454 Empire Lane N, Dayton, MN 55327

5
3
3,003 sqft
PITI Monthly
$4,334.6 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,265 /mo
$3,541 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
COZY

Fabulous new construction without the wait! Spacious, light-filled, open main floor living spaces are perfect for everyday life and entertaining. Warm and cozy fireplace and expansive windows in the living room will brighten the coldest winter day. White cabinets, upgraded stainless steel appliances, (including double-oven), gleaming tile backsplash and abundant storage and counter space make this your dream kitchen. Office space could be a formal dining room as main floor has 5th bedroom with 3/4 bath for private guest or additional office space. Upstairs is complete with primary suite including private full bath and double walk-in closets. Upper level has 3 additional bedrooms, bonus room and laundry. Unfinished, spacious walkout lower level could be finished for instant equity. Backyard extends beyond trees to the walking path. Numerous parks and trails in the neighborhood with Mississippi River and Elm Creek Preserve nearby with parks, hiking, mountain biking and nature preserve.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$4,334.6/mo
Estimated Loan Balance
$256,985
Cash to close
$87,660
Interest Paid
$71,362

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cypress Cove 3rd Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: RowCal
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Quarterly
Location
  • Region: Dayton

Financial Details

  • Price per Sqft: $199.8
  • Tax Annual Amount: $6376
  • On Market Date: 2025-01-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,660 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $87,660!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$512,339
Your Cash$87,660
Total Purchase Price:$599,999

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,265/mo
Traditional @ 7.5%
$3,542/mo
You save $276/month ($3,315/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6646994

Listing From: northstar

Last updated: 2025-02-28T03:29:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,265 /mo
$3,541 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,660 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $87,660!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$512,339
Your Cash$87,660
Total Purchase Price:$599,999

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,265/mo
Traditional @ 7.5%
$3,542/mo
You save $276/month ($3,315/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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