Laura Jewett

Laura Jewett

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$584,900

($236,442 down)
FHA

14428 W Faye Way, Surprise, AZ 85387

4
3
2,815 sqft
PITI Monthly
$2,132.51 /mo

Listing courtesy of: George Laughton, My Home Group Real Estate

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,559 /mo
$2,529 /mo

What's Special

LOCATION
DINING
SPACIOUS
MOVE-IN READY
MODERN
PRIVATE BACKYARD
CONVENIENT LOCATION
COZY
EFFICIENT

UNDER $600,000 WITH A POOL & MOVE-IN READY!?!? This stunning 2-story home offers a spacious and inviting living experience. With 4 bedrooms, 2.5 bathrooms, and a den, there's plenty of room for everyone. High ceilings and energy-efficient dual-pane low-e windows create a bright and airy interior. The neutral-toned walls are complemented by plush carpeting and tile flooring, providing a cozy yet modern ambiance. Upstairs, the primary bedroom features a split layout and a private ensuite bathroom for added comfort. The open kitchen is a chef's dream, with a walk-in pantry, quartz countertops, and a breakfast bar. The formal dining area is perfect for entertaining guests. Outside, relax in your private backyard oasis, complete with a large pool, synthetic grass, and a firepit. The 3-car garage offers ample parking, and the home's convenient location near a community park makes it an ideal choice for families.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,132.51/mo
Estimated Loan Balance
$369,437
Cash to close
$236,442
Interest Paid
$35,764

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Taylor Morrison

Community & HOA

Community
  • Subdivision: RANCHO MERCADO PARCEL A11
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Mercado
  • HOA Amenities: Unknown
  • HOA Fee: $89
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $207.78
  • Tax Annual Amount: $1705
  • On Market Date: 2025-01-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $236,442 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $236,442!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$348,458
Your Cash$236,442
Total Purchase Price:$584,900

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,559/mo
Traditional @ 7.5%
$2,623/mo
You save $1,065/month ($12,777/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6803016

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-19T23:48:12.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,559 /mo
$2,529 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $236,442 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $236,442!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$348,458
Your Cash$236,442
Total Purchase Price:$584,900

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,559/mo
Traditional @ 7.5%
$2,623/mo
You save $1,065/month ($12,777/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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