Laura Jewett

Laura Jewett

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Closed

$325,000

($86,691 down)
FHA

1441 Oak Street, Selma, CA 93662

3
1
1,053 sqft
PITI Monthly
$1,897.36 /mo

Listing courtesy of: Maurice Gonzales, Iron Key Real Estate

Assumed Rate

6.92%
7.15%

Principal & Interest

$1,578 /mo
$1,615 /mo

What's Special

REMODELED
SPACIOUS
MODERN
GRANITE COUNTERTOPS
PATIO
COZY
EFFICIENT

Step into this beautifully updated 3-bedroom, 1-bath home, perfect for modern living! The kitchen features granite countertops, sleep updated cabinets and stylish tile floors. the inviting living room and cozy bedrooms feature durable laminate flooring, offering a seamless and polished look throughout. Enjoy year-round comfort with dual pane windows and an efficient HVAC system. The bathroom has been thoughtfully remodeled, showcasing chic tile floors and a modern vanity. Outside, the large backyard is perfect for entertaining or relaxing under the spacious patio. A 2-car garage adds convenience and the expansive yard offers endless possibilities for gardening play or hosting. Located in the heart of Selma, this home combines comfort, style and functionality. Don't miss the chance to make it yours - schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.92
Remaining Loan Term
29 years, 5 months
Monthly PITI
$1,897.36/mo
Estimated Loan Balance
$238,511
Cash to close
$86,691
Interest Paid
$9,628

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: SeeRemarks
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Selma

Financial Details

  • Price per Sqft: $308.64
  • Tax Annual Amount: $4062.5
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $86,691 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $86,691!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$238,309
Your Cash$86,691
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$1,578/mo
Traditional @ 7.5%
$1,675/mo
You save $97/month ($1,166/year)

*Secondary financing rates are an estimated value based on input

MLS ID: FR25006128

Listing From:

Last updated: 2025-02-06T19:01:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$1,578 /mo
$1,615 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $86,691 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $86,691!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$238,309
Your Cash$86,691
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$1,578/mo
Traditional @ 7.5%
$1,675/mo
You save $97/month ($1,166/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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