Laura Jewett

Laura Jewett

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Closed

$299,000

($167,911 down)
FHA

1441 E 1st Street, Loveland, CO 80537

2
1
656 sqft
PITI Monthly
$1,093.93 /mo

Listing courtesy of: Dustin Janzen, Bliss Realty Group

Assumed Rate

3.6%
7.15%

Principal & Interest

$723 /mo
$1,074 /mo

What's Special

SPACIOUS
DECK
FENCED YARD
NO HOA

It's hard to find a home under $300,000 in Northern Colorado! This adorable 2 bedroom, 1 bathroom home is located in close proximity to Downtown Loveland, the Chilson Center and the Foote Lagoon Amphitheater. It also has easy access out to I-25. The spacious lot features alley access with a gate in the front and back of your fully fenced yard with room for RV or toy storage. Two large storage sheds in the also in the backyard along with a wood deck. Inside you will find updated flooring throughout and updated windows. Stainless Gas Range, Refrigerator and Dishwasher stay. Zoned RE3 which allows for multiple future uses. Take advantage of no HOA and also not in a Metro Taxing District.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.6
Remaining Loan Term
21 years, 4 months
Monthly PITI
$1,093.93/mo
Estimated Loan Balance
$132,398
Cash to close
$167,911
Interest Paid
$45,240

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Air Conditioning-Room
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Fenced
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1902
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Iowa
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $455.79
  • Tax Annual Amount: $1297
  • On Market Date: 2024-09-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $167,911 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $167,911!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$131,089
Your Cash:$167,911
Total Purchase Price:$299,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$723/mo
Traditional @ 7.5%
$1,114/mo
You save $391/month ($4,694/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1019562

Listing From: recolorado

Last updated: 2024-11-01T20:01:18.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.6%
7.15%

Principal & Interest

$723 /mo
$1,074 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $167,911 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $167,911!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$131,089
Your Cash:$167,911
Total Purchase Price:$299,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$723/mo
Traditional @ 7.5%
$1,114/mo
You save $391/month ($4,694/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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