Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$625,000

($73,954 down)
FHA

1439 E Witherspoon Drive, Elizabeth, CO 80107

4
3
2,659 sqft
PITI Monthly
$4,205.59 /mo

Listing courtesy of: Shannon Conry, RE/MAX ALLIANCE

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,139 /mo
$3,848 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT
FLEX SPACE
PATIO
LANDSCAPED
CLUBHOUSE
WALKING TRAILS
COZY

Welcome home! Like-new 4 bedroom, 3 bathroom Richmond Hemingway model. Main floor features gourmet kitchen with stainless steel appliances, double oven, pantry, quartz counters, huge island and sunroom/dining room. Open living room with cozy gas fireplace, powder bathroom and office or flex space. Upstairs primary suite with large walk-in closet and private, ensuite 5 piece bathroom. Three additional bedrooms upstairs along with a spacious loft, laundry room and spacious loft. Full unfinished basement-perfect for storage or future expansion. Two car attached garage. Professionally landscaped, fenced backyard with covered patio overlooking a neighborhood greenbelt. Metro district provides access to neighborhood pool, clubhouse and walking trails. Why wait for new when you can move-in now? Hurry! This one won't last.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$4,205.59/mo
Estimated Loan Balance
$567,159
Cash to close
$73,954
Interest Paid
$80,372

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: Independence
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Independence Metro District
  • HOA Amenities: Unknown
  • HOA Fee: $0
  • HOA Frequency: $Included in Property Tax
Location
  • Region: Elizabeth

Financial Details

  • Price per Sqft: $235.05
  • Tax Annual Amount: $5951
  • On Market Date: 2024-09-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,954 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $73,954!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$551,046
Your Cash$73,954
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,139/mo
Traditional @ 7.5%
$3,992/mo
You save $853/month ($10,230/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3564673

Listing From: recolorado

Last updated: 2025-01-18T20:43:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,139 /mo
$3,848 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,954 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $73,954!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$551,046
Your Cash$73,954
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,139/mo
Traditional @ 7.5%
$3,992/mo
You save $853/month ($10,230/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.