Laura Jewett

Laura Jewett

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Pending

$329,990

($148,030 down)
FHA

14376 Rivers Edge Road, Helendale, CA 92342

3
2
1,716 sqft
PITI Monthly
$1,565.51 /mo

Listing courtesy of: Jakari Barbee, First Team Real Estate

Assumed Rate

3.61%
7.15%

Principal & Interest

$927 /mo
$1,376 /mo

What's Special

DINING
FIREPLACE
EN SUITE BATHROOM
PATIO
VACATION HOME

Welcome to the wonderful community of Silver Lakes in Helendale. Enjoy UNLIMITED GOLF, TENNIS, FISHING, SWIMMING POOLS, BEACHES, and AMENITIES galore in this beautiful High Desert resort community. With 3 BEDROOM, 2 BATHROOMS this home is perfect for the small family, first time homebuyer, or a perfect vacation home. Walking into the LARGE OPEN LIVING ROOM with WOOD BURNING fireplace and adjacent DINING AREA, you'll enjoy this area which flows directly out to your LARGE GLASS SLIDING DOORS, onto your COVERED PATIO. This home features INDOOR LAUNDRY ROOM, large secondary rooms, and the LARGE MASTER BEDROOM with en suite bathroom and separate counter area. Schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
24 years, 7 months
Monthly PITI
$1,565.51/mo
Estimated Loan Balance
$194,308
Cash to close
$148,030
Interest Paid
$37,741

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Fishing, Golf, WaterSports
HOA
  • Has HOA: Yes
  • HOA Name: Silver Lakes
  • HOA Amenities: Unknown
  • HOA Fee: $224
  • HOA Frequency: $Monthly
Location
  • Region: Helendale

Financial Details

  • Price per Sqft: $192.3
  • Tax Annual Amount: $4124.88
  • On Market Date: 2025-02-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $148,030 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $148,030!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$181,960
Your Cash$148,030
Total Purchase Price:$329,990

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$927/mo
Traditional @ 7.5%
$1,427/mo
You save $500/month ($5,999/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25026406

Listing From:

Last updated: 2025-03-30T06:41:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$927 /mo
$1,376 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $148,030 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $148,030!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$181,960
Your Cash$148,030
Total Purchase Price:$329,990

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$927/mo
Traditional @ 7.5%
$1,427/mo
You save $500/month ($5,999/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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