Laura Jewett

Laura Jewett

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Under Contract

$599,999

($415,356 down)
FHA

14369 W CARIBBEAN Lane, Surprise, AZ 85379

6
4
4,086 sqft
PITI Monthly
$2,069.49 /mo

Listing courtesy of: Travis Smith, My Home Group Real Estate

Assumed Rate

5%
7.15%

Principal & Interest

$1,518 /mo
$1,910 /mo

What's Special

FRESH PAINT
GRANITE COUNTERTOPS
MASTER SUITE
DECK
MOUNTAIN VIEWS

GENERATIONAL HOME!!!! Nestled in the Master Planned community of ROYAL RANCH, 6bd/3.5ba, WITH TWO BEDROOMS AND FULL BATHROOM DOWNSTAIRS!! Walking distance to Surprise Stadium, Surprise lake/park, Aquatic center, Library, & Ottawa University. Close to dozens of restaurants, retailers, and 303. Watch City of Surprise fireworks/drone displays from the driveway. Fantastic floor plan for entertaining on any occasion. Huge kitchen with upgraded cabinets (freshly stained & new hardware added), upgraded lighting, granite countertops, island, butlers pantry, food pantry. New Carpets in all bedrooms upstairs. New baseboards. Fresh paint interior/exterior. New fixtures in all bathrooms (lights, faucets, shower/tub fixtures, toilets). TWO LOFTS, large UPSTAIRS laundry room with cabinets & sink Surround Sound and speakers throughout. Additional concrete through the RV gate to the shed (10 car parking). OVERSIZED GARAGE (depth/height). Central Vac, shade screens on all windows, custom security screen door on front door, low maintenance landscape, turf professionally cleaned, all 3 a/c units maintenanced regularly. Secluded master suite with attached WALK DECK with mountain views, huge walk in closet & separate tub/shower. Smoke free home. Hurry, this is a rare, CLEAN, and beautiful home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5
Remaining Loan Term
14 years, 0 months
Monthly PITI
$2,069.49/mo
Estimated Loan Balance
$242,162
Cash to close
$415,356
Interest Paid
$191,824

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder: Fulton

Community & HOA

Community
  • Subdivision: ROYAL RANCH UNIT 2 PARCEL 8
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Royal Ranch HOA
  • HOA Amenities: Unknown
  • HOA Fee: $96
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $146.84
  • Tax Annual Amount: $2214
  • On Market Date: 2025-02-20T03:50:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $415,356 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $415,356!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5% Sellers Rate
$184,643
Your Cash:$415,356
Total Purchase Price:$599,999

Assumed vs Traditional Mortgage

Assumed @ 5%
$1,518/mo
Traditional @ 7.5%
$1,981/mo
You save $463/month ($5,557/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6823343

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-22T01:59:20.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5%
7.15%

Principal & Interest

$1,518 /mo
$1,910 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $415,356 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $415,356!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5% Sellers Rate
$184,643
Your Cash:$415,356
Total Purchase Price:$599,999

Assumed vs Traditional Mortgage

Assumed @ 5%
$1,518/mo
Traditional @ 7.5%
$1,981/mo
You save $463/month ($5,557/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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