Laura Jewett

Laura Jewett

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Closed

$315,000

($68,450 down)
FHA

1431 Hillside Court, Sauk Rapids, MN 56379

4
2
2,022 sqft
PITI Monthly
$1,734.32 /mo

Listing courtesy of: , Keller Williams Classic Rlty NW

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,124 /mo
$1,786 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
PRIVATE BACKYARD

This beautifully updated home offers a welcoming open-concept layout with vaulted ceilings, giving it a bright and spacious feel. The kitchen features a large farm-style sink, a center island with extra seating, and plenty of cabinet space for all your needs. You'll love the multiple walk-out spaces that lead to the private backyard, perfect for enjoying some quiet time outdoors. Storage is no issue here, with large closets throughout the home. The oversized lot provides even more privacy and space to enjoy. Plus, the large basement offers a great opportunity to add easy equity. A great place to call home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,734.32/mo
Estimated Loan Balance
$255,949
Cash to close
$68,450
Interest Paid
$28,548

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hillside Meadows
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Sauk Rapids

Financial Details

  • Price per Sqft: $155.79
  • Tax Annual Amount: $3282
  • On Market Date: 2024-09-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $68,450 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $68,450!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$246,550
Your Cash$68,450
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,124/mo
Traditional @ 7.5%
$1,853/mo
You save $729/month ($8,750/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6576805

Listing From: northstar

Last updated: 2024-12-10T14:46:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,124 /mo
$1,786 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $68,450 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $68,450!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$246,550
Your Cash$68,450
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,124/mo
Traditional @ 7.5%
$1,853/mo
You save $729/month ($8,750/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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