Laura Jewett

Laura Jewett

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Closed

$409,900

($138,422 down)
VA

1428 Dynes Street, Merced, CA 95348

3
2
1,616 sqft
PITI Monthly
$1,356.82 /mo

Listing courtesy of: Perla Perez, Real Brokerage Technologies, Inc.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,207 /mo
$1,958 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
PATIO
CHARMING

Welcome to this charming home that's only 5 years young, nestled in a peaceful Merced neighborhood. This well-maintained residence offers 3 spacious bedrooms, 2 bathrooms, and an open floor plan perfect for modern living. The bright and airy living room features large windows that allow natural light to pour in, and the kitchen offers plenty of counter space with an island, an abundance of cabinets, and a pantry perfect for all your storage and meal prep needs. The primary bedroom includes an en-suite bathroom for added convenience and privacy. Step outside to the spacious backyard, which is a blank canvas, ready for your ideas to come to lifewhether it's a lush garden, a patio, or something else, the possibilities are endless. Located near parks, schools, shopping, and dining, this home combines comfort with great convenience. Don't miss out on making this property your own.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,356.82/mo
Estimated Loan Balance
$272,027
Cash to close
$138,422
Interest Paid
$27,693

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $253.65
  • Tax Annual Amount: $
  • On Market Date: 2024-09-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $138,422 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $138,422!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$271,478
Your Cash$138,422
Total Purchase Price:$409,900

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,207/mo
Traditional @ 7.5%
$2,031/mo
You save $824/month ($9,893/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC24198573

Listing From:

Last updated: 2024-12-05T03:37:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,207 /mo
$1,958 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $138,422 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $138,422!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$271,478
Your Cash$138,422
Total Purchase Price:$409,900

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,207/mo
Traditional @ 7.5%
$2,031/mo
You save $824/month ($9,893/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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