Laura Jewett

Laura Jewett

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Closed

$299,900

($124,497 down)
VA

14283 Banyan Lane, Rosemount, MN 55068

2
2
1,824 sqft
PITI Monthly
$1,387.82 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

4.2%
7.15%

Principal & Interest

$999 /mo
$1,379 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
FLEX SPACE

This stunning end unit features a spacious, open floor plan with newer flooring, high-definition countertops, is equipped with KitchenAid stainless steel appliances, and a new backsplash! The central air unit is just a couple years old and the roof was installed in 2023! Storage is plentiful, with a kitchen pantry, two main-level closets, under-stair storage, garage shelving, and a large linen closet. You'll love the beautiful gas and stone fireplace and high-end blinds! The upper level includes a separate laundry room conveniently located near the bedrooms, along with a large flex space that can serve as an office, second living room, or whatever you envision. This home has been meticulously cared for! Sellers hope that you will love it as much as they have!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.2
Remaining Loan Term
22 years, 2 months
Monthly PITI
$1,387.82/mo
Estimated Loan Balance
$175,786
Cash to close
$124,497
Interest Paid
$62,338

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick Veneer, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick Veneer, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bloomfield
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: New Concepts Managment
  • HOA Amenities: Unknown
  • HOA Fee: $285
  • HOA Frequency: $Monthly
Location
  • Region: Rosemount

Financial Details

  • Price per Sqft: $164.42
  • Tax Annual Amount: $2870
  • On Market Date: 2024-08-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $124,497 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $124,497!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$175,403
Your Cash$124,497
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$999/mo
Traditional @ 7.5%
$1,431/mo
You save $432/month ($5,185/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6584045

Listing From: northstar

Last updated: 2024-09-16T13:28:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.2%
7.15%

Principal & Interest

$999 /mo
$1,379 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,497 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $124,497!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$175,403
Your Cash$124,497
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$999/mo
Traditional @ 7.5%
$1,431/mo
You save $432/month ($5,185/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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