Laura Jewett

Laura Jewett

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Closed

$630,000

($479,251 down)
FHA

14259 W BANFF Lane, Surprise, AZ 85379

5
4
3,675 sqft
PITI Monthly
$1,582.05 /mo

Listing courtesy of: Stephanie Bates, DPR Realty LLC

Assumed Rate

4.84%
7.15%

Principal & Interest

$1,079 /mo
$1,382 /mo

What's Special

SERENE
ENTERTAINMENT
DINING
WALK-IN CLOSET
HOME OFFICE
PATIO
CHARMING
COZY

With 15,508 square feet, this backyard is ready for your summer BBQs! This charming 2-story property boasts a 3-car garage and an RV gate, a generous backyard. Inside, the home welcomes you with tile flooring, a cozy living room, and a formal dining area perfect for hosting dinners. The great room is an ideal spot for entertaining guests. The kitchen is a chef's dream, featuring plenty of cabinets, granite counters, a walk-in pantry, built-in appliances, and a convenient center island. Retreat to the main bedroom, offering a serene sitting area, a private bathroom with dual sinks, a soothing tub, and a walk-in closet with mirror doors. The loft provides a perfect space for an entertainment center, while a versatile den can serve as a workout room or home office. Outside, the backyard is an oasis, complete with a covered patio, a Ramada, a storage shed, a built-in BBQ, multiple seating areas, a refreshing spa, a swimming pool, and a play area - all set up for memorable outdoor gatherings. This exquisite home is a true gem, promising to sell quickly. Don't miss out on this incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.84
Remaining Loan Term
16 years, 2 months
Monthly PITI
$1,582.05/mo
Estimated Loan Balance
$151,685
Cash to close
$479,251
Interest Paid
$119,380

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Stone, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Painted, Stucco, Stone, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: PULTE HOMES

Community & HOA

Community
  • Subdivision: SIERRA VERDE PARCEL 3
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Sierra Verde
  • HOA Amenities: Unknown
  • HOA Fee: $199.65
  • HOA Frequency: $Quarterly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $171.43
  • Tax Annual Amount: $2299
  • On Market Date: 2024-07-04T07:12:26.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $479,251 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $479,251!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.84% Sellers Rate
$150,749
Your Cash:$479,251
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 4.84%
$1,079/mo
Traditional @ 7.5%
$1,434/mo
You save $355/month ($4,261/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6661868

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-04-07T22:53:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.84%
7.15%

Principal & Interest

$1,079 /mo
$1,382 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $479,251 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $479,251!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.84% Sellers Rate
$150,749
Your Cash:$479,251
Total Purchase Price:$630,000

Assumed vs Traditional Mortgage

Assumed @ 4.84%
$1,079/mo
Traditional @ 7.5%
$1,434/mo
You save $355/month ($4,261/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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