Laura Jewett

Laura Jewett

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$440,000

($38,928 down)
FHA

14254 W HONEYSUCKLE Drive, Surprise, AZ 85387

3
2
1,706 sqft
PITI Monthly
$3,258.05 /mo

Listing courtesy of: Jaime Lynn Hart, My Home Group Real Estate

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,707 /mo
$2,776 /mo

What's Special

STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
MOUNTAIN VIEWS
CHARMING

Great opportunity to own this charming 3 bedroom 2 bath plus den home situated in Rancho Mercado Displaying a 2-car garage, & a desert landscape! Inside, you'll discover a welcoming great room with abundant natural light, neutral palettes, and tile flooring in all the right places. The eat-in kitchen showcases upgraded 42' wood cabinetry, Stainless Steel appliances, granite counters, tile backsplash & an island w/ a breakfast bar & direct access to the backyard. The den is ideal for an office or media room. The main bedroom hosts a private bathroom w/ dual sinks and a walk-in closet. Create fun memories in the backyard featuring a covered patio, pavers, artificial turf, & gas fire pit, perfect for outdoor living and relaxation with mountain views. Conveniently located near parks and more!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$3,258.05/mo
Estimated Loan Balance
$413,691
Cash to close
$38,928
Interest Paid
$65,398

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile, Concrete
Condition
  • Year Built: 2022
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: RANCHO MERCADO PARCEL A16
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Mercado
  • HOA Amenities: Unknown
  • HOA Fee: $91
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $257.91
  • Tax Annual Amount: $1314
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,928 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $38,928!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$401,072
Your Cash$38,928
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,707/mo
Traditional @ 7.5%
$2,880/mo
You save $173/month ($2,071/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6834337

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-25T22:26:36.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,707 /mo
$2,776 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,928 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $38,928!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$401,072
Your Cash$38,928
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,707/mo
Traditional @ 7.5%
$2,880/mo
You save $173/month ($2,071/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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