Laura Jewett

Laura Jewett

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Closed

$248,000

($28,107 down)
FHA

14239 Manatee Circle, Magalia, CA 95954

2
2
1,395 sqft
PITI Monthly
$1,625.68 /mo

Listing courtesy of: Sally Johns, Better Homes and Gardens Real Estate Welcome Home

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,047 /mo
$1,629 /mo

What's Special

PLAYGROUND
COZY

BACK ON MARKET DUE TO NO FAULT OF SELLERS! DARLING home on the market! Inspections already DONE include whole house, roof, pest, and septic! Septic has been pumped, and ready to go! This home offers two generously sized bedrooms and two bathrooms! You can cozy up to the wood burning stove on cool winter nights, or enjoy a cup of coffee on your front porch! The garage has expansive space above making it a great option to install an engine hoist for car enthusiast. This home is also part of the Paradise Pines Property Owners Association, and within walking distance to the seasonal pool, seasonal hot tub, tennis court, bocce ball court, playground, and hiking trails! Bring your toolbelt and imagination, and check out this home today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,625.68/mo
Estimated Loan Balance
$249,029
Cash to close
$28,107
Interest Paid
$35,202

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, PelletStove
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Fishing, Hiking, Lake
HOA
  • Has HOA: Yes
  • HOA Name: Paradise Pines Property Owners Association
  • HOA Amenities: Unknown
  • HOA Fee: $280
  • HOA Frequency: $Annually
Location
  • Region: Magalia

Financial Details

  • Price per Sqft: $177.78
  • Tax Annual Amount: $3100
  • On Market Date: 2024-06-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $28,107 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $28,107!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$219,893
Your Cash$28,107
Total Purchase Price:$248,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,047/mo
Traditional @ 7.5%
$1,689/mo
You save $643/month ($7,711/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24128168

Listing From:

Last updated: 2024-12-05T05:12:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,047 /mo
$1,629 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $28,107 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $28,107!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$219,893
Your Cash$28,107
Total Purchase Price:$248,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,047/mo
Traditional @ 7.5%
$1,689/mo
You save $643/month ($7,711/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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