Laura Jewett

Laura Jewett

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Closed

$265,000

($38,912 down)
FHA

1414 21st Street S, Fargo, ND 58103

3
2
1,890 sqft
PITI Monthly
$2,113.73 /mo

Listing courtesy of: , Dakota Plains Realty

Assumed Rate

7.07%
7.15%

Principal & Interest

$1,533 /mo
$1,545 /mo

What's Special

LOCATION
FRESH PAINT
DINING
DECK
PATIO
MATURE TREES

Welcome to this delightful one-story home with three bedrooms, two bathrooms and a two-stall garage, with a perfect location that is just one block north of Fargo South High School, with easy access to all the amenities the 13th Avenue corridor has to offer. This home features new laminate throughout the kitchen, dining, hall & bath, fresh paint on the main level, most lighting has been upgraded to gorgeous matte black fixtures and there are new shiplap accent walls in the kitchen and main bathroom. On the main level you will find a sunny living room with a bay window, a dining area that is open to the kitchen and has a patio door to the backyard deck, a cute kitchen with a brand- new refrigerator plus, three bedrooms and a full bathroom. The primary bedroom has a new ceiling fan, double closets, and a laundry chute. The basement houses a huge family room with faux-wood beams, a ¾ bath, and tons of storage in the laundry and mechanical rooms. You will enjoy the comfort of the central air conditioning and gas forced air furnace (new in 2022) and the gas water heater (new in 2023). The oversized two-stall garage is insulated and sheet-rocked, plus the cabinets and workbench are included. The backyard is an inviting outdoor oasis with a large wood deck, paver patio and mature trees. Do not miss your chance to make this classic gem yours—schedule a tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$2,113.73/mo
Estimated Loan Balance
$226,486
Cash to close
$38,912
Interest Paid
$24,090

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Fiber Board
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Board
  • Roof: Unknown
Condition
  • Year Built: 1969
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Sally Hilleboe
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fargo

Financial Details

  • Price per Sqft: $140.21
  • Tax Annual Amount: $3226
  • On Market Date: 2024-11-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $38,912 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $38,912!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$226,088
Your Cash$38,912
Total Purchase Price:$265,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$1,533/mo
Traditional @ 7.5%
$1,603/mo
You save $70/month ($839/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6629654

Listing From: northstar

Last updated: 2025-02-09T07:39:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$1,533 /mo
$1,545 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,912 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $38,912!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$226,088
Your Cash$38,912
Total Purchase Price:$265,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$1,533/mo
Traditional @ 7.5%
$1,603/mo
You save $70/month ($839/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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