Laura Jewett

Laura Jewett

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$294,900

($167,213 down)
FHA

1413 W 10th Street, Merced, CA 95341

2
1
851 sqft
PITI Monthly
$1,302.47 /mo

Listing courtesy of: Genaro Duran, NextHome D&G Realty Group

Assumed Rate

4.57%
7.15%

Principal & Interest

$742 /mo
$981 /mo

What's Special

SHOPPING
SPACIOUS
COZY

Don’t wait—this is the one you’ve been searching for! This move-in-ready gem is perfect for a starting family or a savvy investor looking for incredible potential. Featuring 2 spacious bedrooms, 1 beautifully updated bathroom, newer flooring, and fresh interior paint, this cozy home is bathed in natural light from the moment you step inside. The conveniently located laundry room near the kitchen adds practicality, while the oversized backyard offers endless possibilities—entertain family and friends, add an ADU with alley access, or park your RV! Ideally located close to schools, shopping centers, just a few blocks from a park, and with easy freeway access, this home offers both comfort and convenience. Situated on a generous 7,500 sq. ft. lot with a side driveway and 2-car carport, this home is packed with features and won’t last long. Act fast before it’s gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.57
Remaining Loan Term
23 years, 4 months
Monthly PITI
$1,302.47/mo
Estimated Loan Balance
$128,450
Cash to close
$167,213
Interest Paid
$41,757

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1949
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $346.53
  • Tax Annual Amount: $3686.25
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $167,213 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $167,213!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$127,687
Your Cash:$167,213
Total Purchase Price:$294,900

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$742/mo
Traditional @ 7.5%
$1,018/mo
You save $276/month ($3,309/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25066956

Listing From:

Last updated: 2025-03-31T18:41:27.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.57%
7.15%

Principal & Interest

$742 /mo
$981 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $167,213 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $167,213!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.57% Sellers Rate
$127,687
Your Cash:$167,213
Total Purchase Price:$294,900

Assumed vs Traditional Mortgage

Assumed @ 4.57%
$742/mo
Traditional @ 7.5%
$1,018/mo
You save $276/month ($3,309/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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