Laura Jewett

Laura Jewett

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Closed

$950,000

($322,735 down)
VA

14135 York Avenue, Poway, CA 92064

3
2
1,530 sqft
PITI Monthly
$3,227.49 /mo

Listing courtesy of: Kenny Patrick, Coldwell Banker West

Assumed Rate

3.34%
7.15%

Principal & Interest

$3,011 /mo
$4,620 /mo

What's Special

ENTERTAINMENT
DINING
PATIO
SOLAR PANELS

See attached $1,030,000 appraisal dated 1 Nov 2024. Not only will you live within 2 blocks of Veterans Park, Aubrey Park & Play Area, and Old Poway Park & "Railroad," you'll also love owning your own fully-fenced & private-use "park & play area!" Powered by 24 owned solar panels & sitting on 1 fully-fenced acre, this single-story home feels like it's on the outskirts of town yet is mere blocks from "everything." Enjoy the proximity to shops, a hardware store, locally-owned food markets, "big-box" stores, Poway Farmers Market on Saturdays, and countless entertainment and dining options. (Solar panels are not leased or financed - they are fully owned.) This inviting single story home is a true open-concept design PLUS the covered patio off the kitchen is perfect for gatherings. Along with an oversized 2 car garage, there is ample unpaved parking for cars, campers, AND RVs. Having over an acre gives you generous space to relax, play, garden, let the animals roam, and more! Generous closet and cupboard spaces inside plus the larger two-vehicle garage also provide excellent storage.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.34
Remaining Loan Term
25 years, 5 months
Monthly PITI
$3,227.49/mo
Estimated Loan Balance
$629,784
Cash to close
$322,735
Interest Paid
$99,904

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Decorative, FamilyRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Park
HOA
  • Has HOA: No
Location
  • Region: Poway

Financial Details

  • Price per Sqft: $620.92
  • Tax Annual Amount: $
  • On Market Date: 2024-08-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $322,735 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $322,735!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$627,265
Your Cash$322,735
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$3,011/mo
Traditional @ 7.5%
$4,792/mo
You save $1,781/month ($21,376/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2404850

Listing From:

Last updated: 2024-12-06T01:36:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.34%
7.15%

Principal & Interest

$3,011 /mo
$4,620 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $322,735 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $322,735!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$627,265
Your Cash$322,735
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$3,011/mo
Traditional @ 7.5%
$4,792/mo
You save $1,781/month ($21,376/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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