Laura Jewett

Laura Jewett

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Closed

$325,000

($126,392 down)
FHA

1412 S Recreation Avenue, Fresno, CA 93702

4
2
1,286 sqft
PITI Monthly
$1,187.16 /mo

Listing courtesy of: Billy Lovewell, eXp Realty of California Inc

Assumed Rate

2.77%
7.15%

Principal & Interest

$884 /mo
$1,459 /mo

What's Special

LOCATION
SPACIOUS
MODERN
HARDWOOD FLOORS
GRANITE COUNTERTOPS
FIREPLACE
PATIO
LANDSCAPED
CHARMING
COZY

Welcome to this charming urban oasis! This 4/2 home on a corner lot is the perfect blend of modern updates and timeless charm. Step inside to find a gorgeous updated kitchen with granite countertops and newer stainless appliances, making the perfect space to create your favorite meals. The original hardwood floors along with updated laminate add character and warmth to the space, while the dark brick fireplace creates a cozy atmosphere. Outside, you'll find a spacious carport that doubles as a front patio. The covered back porch is the perfect spot for relaxing and taking in the beautifully landscaped yard, complete with a variety of shrubs, flowers, citrus trees & lush lawn, and a spa. The fenced front, side, and back yards offer plenty of space and include a pet run. This home also boasts updated windows and HVAC, ceiling fans throughout. The newer roof and back fence provide peace of mind, while the central location makes it easy to access all that the city has to offer. Whether you're looking to unwind after a long day or entertain friends and family, this home offers the perfect setting. Don't miss out on the opportunity to make this urban retreat your own. The home has some smart home features, many will stay. Refrigerator negotiable, and solar is a PPA with a reasonable payment. Visit today and start envisioning your life in this inviting space! SELLER would prefer a lease back through up to the end of October.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,187.16/mo
Estimated Loan Balance
$199,033
Cash to close
$126,392
Interest Paid
$24,252

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Urban
HOA
  • Has HOA: No
Location
  • Region: Fresno

Financial Details

  • Price per Sqft: $252.72
  • Tax Annual Amount: $
  • On Market Date: 2024-06-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $126,392 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $126,392!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$198,608
Your Cash$126,392
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$884/mo
Traditional @ 7.5%
$1,513/mo
You save $629/month ($7,551/year)

*Secondary financing rates are an estimated value based on input

MLS ID: FR24114739

Listing From:

Last updated: 2024-12-05T03:33:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$884 /mo
$1,459 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $126,392 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $126,392!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$198,608
Your Cash$126,392
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$884/mo
Traditional @ 7.5%
$1,513/mo
You save $629/month ($7,551/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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