Laura Jewett

Laura Jewett

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Pending

$799,999

($367,710 down)
FHA

1410 Shoshone St, Oceanside, CA 92058

3
2
1,090 sqft
PITI Monthly
$3,386.09 /mo

Listing courtesy of: Tyler Hagerla, Coastal Premier Properties

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,002 /mo
$3,183 /mo

What's Special

LARGE CENTER ISLAND
SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
CHARMING

Welcome to this stunning Ocean View home in Oceanside, just minutes from the beach! This beautifully maintained property features a charming front yard with synthetic turf, stone pavers, and a spacious pergola with a swinging bench. The home boasts a New Roof and New Exterior Stucco and freshly painted. A large driveway provides ample parking. Inside, the open-concept living room and kitchen create a bright and inviting space with vaulted ceilings throughout. The kitchen features a large center island with seating for up to six, quartz countertops, white shaker cabinets, and stainless steel appliances. Upgrades include recessed lighting and premium vinyl plank flooring throughout. Ocean View from the living room/kitchen area and primary bedroom! Natural light fills the home, highlighting three bedrooms and two full bathrooms down the hall. Home has Solar and EV Charger for energy cost efficiency. This is a fantastic opportunity to live in Oceanside, close to schools, shopping, and easy freeway access. Don’t miss out on this coastal gem!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,386.09/mo
Estimated Loan Balance
$434,975
Cash to close
$367,710
Interest Paid
$53,090

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $733.94
  • Tax Annual Amount: $9999.99
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $367,710 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $367,710!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$432,289
Your Cash$367,710
Total Purchase Price:$799,999

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,002/mo
Traditional @ 7.5%
$3,302/mo
You save $1,300/month ($15,595/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502303

Listing From:

Last updated: 2025-03-19T16:35:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,002 /mo
$3,183 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $367,710 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $367,710!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$432,289
Your Cash$367,710
Total Purchase Price:$799,999

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,002/mo
Traditional @ 7.5%
$3,302/mo
You save $1,300/month ($15,595/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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