Laura Jewett

Laura Jewett

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Active

$299,900

($41,977 down)
FHA

140 4th Avenue S, Foley, MN 56329

3
2
1,687 sqft
PITI Monthly
$2,231.04 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

6.92%
7.15%

Principal & Interest

$1,712 /mo
$1,752 /mo

What's Special

OPEN CONCEPT
MODERN
STAINLESS STEEL APPLIANCES
DECK

The seller is relocating, giving you a great opportunity to purchase this beautifully updated home. The large addition was completed in 2001 and is designed for modern living. The furnace was recently replaced in November 2024, the roof and water heater were updated in 2020, ensuring peace of mind and energy efficiency. The main floor has an inviting open concept layout, complete with custom cabinetry, stainless steel appliances, and a versatile movable center island that enhances functionality and style. The living space connects to a deck area, perfect for entertaining outside, and features a wood stove that adds warmth and ambiance on cooler evenings. The main floor bathroom has in floor heating. The second level offers 2 bedrooms, a three-quarter bath, and a family area, a perfect setting for family, kids, or guests. The attached garage houses essential mechanical systems and provides a remarkable enclosed storage area for all your needs. For hobbyists or those in need of extra workspace, the insulated and heated detached shop, complete with upper loft storage, offers an ideal solution. This home is truly a perfect blend of comfort, convenience, and charm!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.92
Remaining Loan Term
29 years, 5 months
Monthly PITI
$2,231.04/mo
Estimated Loan Balance
$258,369
Cash to close
$41,977
Interest Paid
$10,447

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s), Wood Stove
Features
  • Materials: Steel Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room, Wood Burning, Wood Burning Stove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Steel Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1930
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Foley 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Foley

Financial Details

  • Price per Sqft: $177.77
  • Tax Annual Amount: $2998
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $41,977 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $41,977!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$257,923
Your Cash$41,977
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$1,712/mo
Traditional @ 7.5%
$1,818/mo
You save $105/month ($1,266/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6685869

Listing From: northstar

Last updated: 2025-04-02T10:03:07.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$1,712 /mo
$1,752 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,977 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $41,977!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$257,923
Your Cash$41,977
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$1,712/mo
Traditional @ 7.5%
$1,818/mo
You save $105/month ($1,266/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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