Laura Jewett

Laura Jewett

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$1,100,000

($513,170 down)
FHA

14059 Rancho Del Villa, Lakeside, CA 92040

5
3
3,111 sqft
PITI Monthly
$4,552.27 /mo

Listing courtesy of: Kwantida Payakka, ROA California Inc

Assumed Rate

3.48%
7.15%

Principal & Interest

$2,925 /mo
$4,411 /mo

What's Special

SPACIOUS
HOME OFFICE
PATIO
CUL-DE-SAC
SOLAR PANELS
NO HOA
RENTAL INCOME

Spring has sprung, let's make this your new home. Spacious home located on a cul-de-sac street, main home featuring 4 bedrooms, 2 bathrooms, a spacious attached 1 bed/1bath ADU w/separate entrance, private patio area, (approx 1,000 sq. ft.) perfect for guests, generational living, home office, or potential rental income. Enjoy tons of driveway parking, RV parking with hookups, 14k+ lot size, solar panels (34) and 2 newer AC units for year round comfort. The 4 car garage boasts new doors, while the backyard oasis features a sparkling pool & spa. No HOA. Don't miss this fantastic opportunity to make this your new home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.48
Remaining Loan Term
25 years, 0 months
Monthly PITI
$4,552.27/mo
Estimated Loan Balance
$691,230
Cash to close
$513,170
Interest Paid
$108,035

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lakeside

Financial Details

  • Price per Sqft: $353.58
  • Tax Annual Amount: $13750
  • On Market Date: 2025-03-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $513,170 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $513,170!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.48% Sellers Rate
$586,830
Your Cash$513,170
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 3.48%
$2,925/mo
Traditional @ 7.5%
$4,575/mo
You save $1,650/month ($19,801/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501705

Listing From:

Last updated: 2025-04-02T03:08:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.48%
7.15%

Principal & Interest

$2,925 /mo
$4,411 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $513,170 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $513,170!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.48% Sellers Rate
$586,830
Your Cash$513,170
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 3.48%
$2,925/mo
Traditional @ 7.5%
$4,575/mo
You save $1,650/month ($19,801/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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