Laura Jewett

Laura Jewett

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$370,000

($16,943 down)
VA

1404 N PETTET Lane, Payson, AZ 85541

3
2
1,536 sqft
PITI Monthly
$1,840.35 /mo

Listing courtesy of: James Jakubek, BHHS Advantage Realty - Payson

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,588 /mo
$2,512 /mo

What's Special

SERENE
SPACIOUS
MODERN
FENCED YARD
CHARMING

Escape to tranquility with this charming property in Payson, offering a blend of comfort and functionality. Located in a serene neighborhood, this home is packed with extras that cater to various needs. An oversized 33x25 foot 2.5 car garage with 220 power and ample space for a workshop. A separate, versatile space ideal for crafting, office, or as an extra guest room, ensuring privacy and convenience. Recently upgraded with brand-new stainless steel glass-top stove, refrigerator, and microwave, all installed in 2023. Enjoy the spacious walk-in pantry for added storage. New heat pump and hot water heater installed in 2023, enhancing energy efficiency and year-round comfort. Fully fenced yard with two RV gates, providing security and easy access for all your outdoor toys. Well-treed surroundings offer shade and create a private, serene atmosphere perfect for outdoor activities and relaxation. Located in a peaceful area of Payson, ideal for those seeking a retreat from city life while still enjoying modern conveniences.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,840.35/mo
Estimated Loan Balance
$359,723
Cash to close
$16,943
Interest Paid
$35,335

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Mini Split, Refrigeration
  • Heating: Mini Split, Electric, Ceiling
Features
  • Materials: Painted, Siding, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Chain Link, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2.5
  • Carport: Yes
  • Carport Spaces: 2.5
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Siding, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1982
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: RANCHO DEL TONTO
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Payson

Financial Details

  • Price per Sqft: $240.89
  • Tax Annual Amount: $1226
  • On Market Date: 2024-07-25T03:40:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $16,943 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $16,943!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$353,057
Your Cash$16,943
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,588/mo
Traditional @ 7.5%
$2,606/mo
You save $1,017/month ($12,210/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6735469

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-09T05:34:39.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,588 /mo
$2,512 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $16,943 (5%)
You can enter any amount below - secondary financing will cover the difference if needed.
5%
$

You cover the entire equity of $16,943!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$353,057
Your Cash$16,943
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,588/mo
Traditional @ 7.5%
$2,606/mo
You save $1,017/month ($12,210/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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