Laura Jewett

Laura Jewett

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$520,000

($5,685 down)
VA

14029 W VALENTINE Street, Surprise, AZ 85379

5
3
2,573 sqft
PITI Monthly
$3,731.53 /mo

Listing courtesy of: Douglas Fuller, HomeSmart

Assumed Rate

6.85%
7.15%

Principal & Interest

$3,373 /mo
$3,477 /mo

What's Special

LOCATION
SHOPPING
EFFICIENT

THIS HOME HAS AN ASSUMABLE VA LOAN. Located next to a greenbelt & park. Built 2020, 2,573 Sq. Ft. with 5 bedrooms (one downstairs) and 3 bathrooms. This home's extra-large .21-acre lot provides ample space for outdoor entertaining. Enjoy the privacy of a prime location with no homes immediately in front or behind. Open floorplan, great room and gourmet kitchen with center island, granite counters, stainless-steel appliances, and walk in pantry. Excellent north/south location. Close to schools, shopping, and all the amenities of Homestead at Marley Park. Built to be energy efficient and much quieter with spray foam insulation. Walk through this house online and check out its floorplan by watching the 3D Virtual Tour. Scroll up, down, and all around. View this home and its prime location.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.85
Remaining Loan Term
29 years, 5 months
Monthly PITI
$3,731.53/mo
Estimated Loan Balance
$514,750
Cash to close
$5,685
Interest Paid
$20,516

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: ENERGY STAR Qualified Equipment, Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Low VOC Paint, Painted, Stucco, Stone, Spray Foam Insulation, Ducts Professionally Air-Sealed
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Low VOC Paint, Painted, Stucco, Stone, Spray Foam Insulation, Ducts Professionally Air-Sealed
  • Roof: Tile, Concrete
Condition
  • Year Built: 2020
Details
  • Builder: MERITAGE HOMES

Community & HOA

Community
  • Subdivision: HOMESTEAD AT MARLEY PARK PHASE 4 & 5 PARCEL 7
  • Features: Community Pool Htd, Community Pool, Community Media Room, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Homestead Marley Pk
  • HOA Amenities: Unknown
  • HOA Fee: $125
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $202.1
  • Tax Annual Amount: $2303
  • On Market Date: 2024-10-08T13:40:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $5,685 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$

You cover the entire equity of $5,685!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$514,315
Your Cash$5,685
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$3,373/mo
Traditional @ 7.5%
$3,606/mo
You save $233/month ($2,800/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6767962

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-24T16:37:05.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.85%
7.15%

Principal & Interest

$3,373 /mo
$3,477 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $5,685 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$

You cover the entire equity of $5,685!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$514,315
Your Cash$5,685
Total Purchase Price:$520,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$3,373/mo
Traditional @ 7.5%
$3,606/mo
You save $233/month ($2,800/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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