Laura Jewett

Laura Jewett

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Closed

$869,900

($316,174 down)
VA

139 E Naples Street, Chula Vista, CA 91911

3
2
1,555 sqft
PITI Monthly
$3,537.99 /mo

Listing courtesy of: Loren Sanchez, Finest City Homes

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,446 /mo
$4,042 /mo

What's Special

REMODELED
DINING
SPACIOUS
RENOVATED
FIREPLACE
COZY
TURNKEY

Welcome to 139 E. Naples in Chula Vista! This elevated, open-concept turnkey home is designed to impress! Pride of ownership shines through every detail, starting with a beautifully remodeled kitchen and stylish vinyl plank flooring throughout. The spacious living and dining areas provide the perfect setting to relax or entertain, while the cozy family room features a tiled fireplace for added warmth and charm. Each generously sized bedroom is filled with natural light, and the primary suite boasts a built-in closet and a newly renovated bathroom. Step outside to a backyard awaiting your personal touch, complete with an outdoor fireplace—perfect for enjoying San Diego’s year-round sunshine. Recent updates include, Kitchen remodel (2024) – New cabinets, quartz countertops, and appliances. Fresh interior & exterior paint (January 2024). Dual-pane windows (2024) for energy efficiency The detached garage offers direct access through a private gated entry, providing flexibility and additional potential. Conveniently located near the 805 freeway, you're just a short drive from everything Chula Vista and San Diego have to offer! VA ASSUMABLE LOAN! FHA Welcome as well!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 6 months
Monthly PITI
$3,537.99/mo
Estimated Loan Balance
$554,896
Cash to close
$316,174
Interest Paid
$55,630

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: NaturalGas
Features
  • Materials: Brick, Concrete
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, Outside, WoodBurning
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: NewCondition, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Brick, Concrete
  • Roof: Unknown
Condition
  • Year Built: 1956
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $559.42
  • Tax Annual Amount: $10873.8
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $316,174 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $316,174!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$553,726
Your Cash$316,174
Total Purchase Price:$869,900

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,446/mo
Traditional @ 7.5%
$4,193/mo
You save $1,747/month ($20,958/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501296

Listing From:

Last updated: 2025-04-03T05:38:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,446 /mo
$4,042 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $316,174 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $316,174!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$553,726
Your Cash$316,174
Total Purchase Price:$869,900

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,446/mo
Traditional @ 7.5%
$4,193/mo
You save $1,747/month ($20,958/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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